I go one step further and use a UPS on any of my expensive stuff, and if you consider a $200 Monster Power surge protector, might as well get an APC UPS.
Anyone can read specification numbers. A $10 power strip protector may claim to absorb hundreds of joules. An APC UPS typically claims to absorb even lesser joules. A UPS is typically near zero protection.
A Mac, like most electronics, converts a hundreds joules surge into low and rock stable DC voltages to safely power its semiconductors. Near zero surges are made irrelevant by protection already inside every appliance.
Concern is a completely different transient (also called a surge) that will overwhelm protection already inside appliances. It may be hundreds of thousands of joules. Protection from potentially destructive surges (and all other types of surges) must exist where utility wires enter the building.
Facilities that cannot have damage use this other and proven solution. A residential version costs about £1 per protected appliance. Is provided by other companies of better integrity.
Lightning can be 20,000 amps. So this proven 'whole house' solution is at least 50,000 amps. An effective recommendation is not even damaged by direct lightning strikes and other 'actually destructive' surges.
Price says nothing about quality. Informed consumers view specification numbers. How many (near zero) joules does that APC claim to absorb?
What does it do when it tries to absorb a destrutive surge (ie hundreds of thousands of joules)? Be concerned about fire. That APC is simply another device that needs protection provided by one properly earthed 'whole house' protector. The least expensive solution also has specification numbers that define superior protection.