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Demonface

macrumors 6502a
Original poster
Mar 13, 2012
700
72
Jersey/Miami
Hello All,
I have a question but I dont know if anyone knows the answer yet. Lets say you buy the iPhone 5 but you cancel the service but continue to pay for the phone how would i be able to unlock the device ? Would Swiftunlocks be able to do it ?
 
Hello All,
I have a question but I dont know if anyone knows the answer yet. Lets say you buy the iPhone 5 but you cancel the service but continue to pay for the phone how would i be able to unlock the device ? Would Swiftunlocks be able to do it ?

T-mobile won't unlock unless the phone is completely paid off.

I'm not sure if swiftunlocks works with tmobile, but if it does, it won't matter if it's paid off or not.
 
That's something you will need to ask tmobile when they start selling the iphone officially.
Why not purchase it full price and then you wont have to worry about it being locked or unlocking it later.
 
Hello All,
I have a question but I dont know if anyone knows the answer yet. Lets say you buy the iPhone 5 but you cancel the service but continue to pay for the phone how would i be able to unlock the device ? Would Swiftunlocks be able to do it ?

As soon as you cancel your service with TMO you will be billed for the balance owed on your phone. There isn't a way to keep paying on the installment plan.
 
As soon as you cancel your service with TMO you will be billed for the balance owed on your phone. There isn't a way to keep paying on the installment plan.

Actually, you have 3 options: 1) pay off the phone, 2) turn it in and pay the difference, or 3) finish making payments.
 
As soon as you cancel your service with TMO you will be billed for the balance owed on your phone. There isn't a way to keep paying on the installment plan.

That's true. I was under the impression you could still keep making payments.

If I cancel my service, what happens to my Equipment Installment Plan balance?
If you elect to cancel service, all remaining installment charges will appear on your final bill.

http://support.t-mobile.com/docs/DOC-1674
 
Yes, like people said above. You can cancel, you will just need to pay the whole balance of the iPhone on your next bill. The EIP.
 
Actually, you have 3 options: 1) pay off the phone, 2) turn it in and pay the difference, or 3) finish making payments.

No, that's not true. I know from personal experience that when I cut my initial contract early with TMO I had to pay the difference on the phone. They were willing to send it to their collections if I had needed some extra time but I just paid it off.
 
No, that's not true. I know from personal experience that when I cut my initial contract early with TMO I had to pay the difference on the phone. They were willing to send it to their collections if I had needed some extra time but I just paid it off.

The new uncarrier plans made changes to the way you purchase your phone which is now separate from the plan. Unless you canceled your plan in the last week, I don't see how what happened to you applies.
 
I have seen that the T-Mobile iPhone 5 will be unlocked right out of the gate. I have seen this twice and will try and find a link. The articles said that this is the only phone that will be like this on T-Mobile.
 
I have seen that the T-Mobile iPhone 5 will be unlocked right out of the gate. I have seen this twice and will try and find a link. The articles said that this is the only phone that will be like this on T-Mobile.

No it will be locked to Tmobile unless you pay for it outright then you can request an unlock. The only phone they sell unlocked is the nexus 4 and that's because there is no locked version of the phone.
 
What if you pay in full at T-Moblle, will they then unlock it. I hear, the price of a T-Mobile i5 is cheaper that an unlocked i5 at the Apple store.

The reduced price is only if you buy it with the installment plan afaik. If you pay full price, you don't get the reduced total price they advertise.
 
I have seen that the T-Mobile iPhone 5 will be unlocked right out of the gate. I have seen this twice and will try and find a link. The articles said that this is the only phone that will be like this on T-Mobile.

Right now, the only phone that T-Mobile sells that is unlocked out of the box is the Nexus 4.
 
Right now, the only phone that T-Mobile sells that is unlocked out of the box is the Nexus 4.


I spoke with T-Mobile they will unlock the Iphone 5 for you after 2 months as long as you pay your phone bill (not installments) in full.

I've been a customer with t-mobile for 5 years now.. had quite a few phones unlocked this way.

They are really good about it too.
 
I spoke with T-Mobile they will unlock the Iphone 5 for you after 2 months as long as you pay your phone bill (not installments) in full.

I've been a customer with t-mobile for 5 years now.. had quite a few phones unlocked this way.

They are really good about it too.

That's really cool.

I wish more carriers did this, and soon were required to under law.

Unlocking doesn't mean you can elope to another carrier without paying up - you're still under contract (or in Tmobile's case, an installment plan), it just gives you some freedom for international travel if you want to tack on another carrier in addition to your existing plan.
 
I spoke with T-Mobile they will unlock the Iphone 5 for you after 2 months as long as you pay your phone bill (not installments) in full.

I've been a customer with t-mobile for 5 years now.. had quite a few phones unlocked this way.

They are really good about it too.

Thats pretty cool , Just hope its true.
 
The reduced price is only if you buy it with the installment plan afaik. If you pay full price, you don't get the reduced total price they advertise.

Wrong. You have the option of doing a ONE INSTALLMENT payment at the time of purchase which is equal to the discounted price over Apple's store.

Or, you could make balloon payments [ $50 - $75/month instead of the regular $20 ] and pay it off sooner.

----------

I also just emailed swiftunlocks and they will NOT be unlocking the official T-Mobile iPhones at this point..
 
Wrong. You have the option of doing a ONE INSTALLMENT payment at the time of purchase which is equal to the discounted price over Apple's store.

Or, you could make balloon payments [ $50 - $75/month instead of the regular $20 ] and pay it off sooner.

But I believe you are required to sign up for one month post-paid to get that price. They haven't been clear about what they are charging prepaid users who want to pay in full.
 
I got a chance to stop by an Apple store today. There, I asked about them PM'ing their straight up [ un-subsidized price for iPhone ] sale with T-Mobile's.

The rep [ or whoever he was ] said they are PM'ing with T-Mobile with the following conditions:

1) Apply for a Barclay's card [ Apple's way of financing ]
2) Based on your credit worthiness, make a down payment [ matching T-Mobile ]
3) You get 0% financing to pay off the phone at a minimum monthly charge and up on making the final payment, they will refund/credit the Barclay's card with the price difference aka Price Match.

So, for example they will *finance* a 16GB iP5 for $649 + Tax and then refund/credit back $70 to match T-Mobile's price of $579 AFTER you have paid $649+Tax in full via minimum monthly payments or one/several large payments prior to the end of the 0% term, which is set forth by Barclays.

Basically, from what I understood, you'll have a $70 credit on your Barclays card, unless Apple writes off the last $70 so you don't end up with a credit, but a $0/null/no due balance.

I hope that makes sense because no one, at the Apple store, knew exactly how this would pan out blaming it on it being the first day selling a T-Mobile iPhone with their *new* plan.

What he, and others, also did not know was whether the financing @ 0% will be for 6/12/18/24 months. That is something Barclays would decide!

The upside, from what I was told, is that the device will be unlocked at the time of purchase.

So...that's the low down....if correct!
 
As soon as you cancel your service with TMO you will be billed for the balance owed on your phone. There isn't a way to keep paying on the installment plan.

This. Once you cancel the service, you'll receive a final bill with the remaining amount of the phone in one lump sum. So your balance would be $480 and you'd have to pay that in full if you didn't want the IMEI blocked until you paid it off. So just do as others say and pay a little more until it's paid off, fax the unlock form in and you'll be golden.
 
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