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TD Bank to Soft Launch Apple Pay on December 16, Full Launch Coming Mid-January
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I keep getting an error, card not added. Also I tried so many times today that I got a call from TD about fraudulent charges lol.
This just worked for me for my TD Debit card. All I did was put all the information in. It asked me to Contact TD for verification. She asked me a few questions and boom. I'm all set. I will test this out later today somewhere.Just got a push notification saying my card was ready to activate so I called the number and this time it went through, verified my info then the rep said it was activated. When I went back to passbook it is now showing as activated. Looking forward to using Apple Pay finally!
Edit: Above is for my TD Credit card. Trying to add my debit card and I get the terms and conditions screen, I accept but then get the Invalid Card message - "Check the information on your card and try again". The info is exactly how it is on my card.
Just got a push notification saying my card was ready to activate so I called the number and this time it went through, verified my info then the rep said it was activated. When I went back to passbook it is now showing as activated. Looking forward to using Apple Pay finally!
Edit: Above is for my TD Credit card. Trying to add my debit card and I get the terms and conditions screen, I accept but then get the Invalid Card message - "Check the information on your card and try again". The info is exactly how it is on my card.
Was the push notification from ApplePay or the TD Bank app?
Works For Me
Added my TD Visa Debit Card with no errors, had to call for verification. I was on hold for less than a minute, I was asked the location of the branch where I opened the account, to verify my address and birthday, and to verify a recent debit card transaction. They had me go back to PassBook to see if the card was active and it was. No issues, worked well. Will try a transaction later today.
Added my TD Visa Debit Card with no errors, had to call for verification. I was on hold for less than a minute, I was asked the location of the branch where I opened the account, to verify my address and birthday, and to verify a recent debit card transaction. They had me go back to PassBook to see if the card was active and it was. No issues, worked well. Will try a transaction later today.
Just an FYI, don't know how true it is...
BUT, when I talked with RBC a few weeks ago, I happened to ask about Apple pay. The girl didn't have a clue, but she asked her manager, and he said RBC was actively working on it, and that a soft rollout would begin in the spring if everything goes well. (She actually said trials would be run in Feb, with rollout in the spring)
BUT, when I talked with RBC a few weeks ago, I happened to ask about Apple pay. The girl didn't have a clue, but she asked her manager, and he said RBC was actively working on it, and that a soft rollout would begin in the spring if everything goes well. (She actually said trials would be run in Feb, with rollout in the spring)
Still on hold (6 minutes, 20 seconds and counting). I hate calling anyone. Why can't all banks set up card verification via text authorization like AMEX did. Calling CSR's is not convenient for "America's Most Convenient Bank".
FYI: I just spoke to TD. Apparently there's an issue with VISA approving some of the cards. They said to try again in 2-4 hours or call them at 1-888-937-0005. They have an Apple Pay rep there today working with them to resolve the issues.
verification too difficult
Verification was way more difficult than it should be.
I had to provide the specifics regarding a recent transaction. Without receipts on me, how is that possible? Luckily I had a recent direct deposit stub in my office from work and could give them specifics on that. Otherwise, I would have had to find recent receipts and call back.
Then they asked me what branch my account was opened. Probably had this account for over 15 years -- so how would I know? I never go to branches. I just said my city-- Philadelphia and that worked.
Out of my 3 cards, the verification process at TD was the most onerous. But finally, VISA debit for TD Bank is now in Apple Pay.
Verification was way more difficult than it should be.
I had to provide the specifics regarding a recent transaction. Without receipts on me, how is that possible? Luckily I had a recent direct deposit stub in my office from work and could give them specifics on that. Otherwise, I would have had to find recent receipts and call back.
Then they asked me what branch my account was opened. Probably had this account for over 15 years -- so how would I know? I never go to branches. I just said my city-- Philadelphia and that worked.
Out of my 3 cards, the verification process at TD was the most onerous. But finally, VISA debit for TD Bank is now in Apple Pay.
Still getting the "Your issuer does not yet offer support for this card"
US TD Visa Debit Card
Called TD Bank. 10 Minute wait. Guy didn't even know what ApplePay was, I had to explain it...
US TD Visa Debit Card
Called TD Bank. 10 Minute wait. Guy didn't even know what ApplePay was, I had to explain it...
I added my card like an hour ago, TD Debit card, and it was seamless no problems whatsoever. I wasn't asked to verify anything and I didn't have to call anyone. Was anyone's like this or should I call TD? Thanks because now I'm wondering if my card is active.
This is exactly what a soft launch is for, isn't it? You get people like the members here to test it out before announcing to the world that you are ready to go.
If your card isn't active, it would say waiting for verification. One way to tell easily, if you can't add it as a default card (go to settings/Passbook/default card), its not active.
Calling the number was a waist they asked me security info and said they are having issues with some cards and to just keep trying. I asked about locked cards she said that is not true, it is a visa server problem along with apple pay not excepting certain TD visa debt cards and should be fixed today.
I had a similar experience. Seamless with no issues. I did notice though, my online bank statement posted a $0 authorization around the same time. Maybe part of the verification process instead of calling for verification?
Canada most certainly does not have a $25 PayPass limit. In most cases it is either $50 or $100, but it can be higher. It is all about liability shift, and different retailers can negotiate different limits with their banks. Either that or they are willing to take the risk.
I would suggest that with a place that does car repairs, you automatically enter into the possibility of a lien being placed upon your vehicle if you do not pay the bill. Therefore less risk for the retailer.
I am a senior manager for a major software development firm in the payments industry. Most terminals in the US are NOT ready for EMV or NFC. Most will have to be replaced in 2015, and a significant number of cards will need to be re-issued as well.
Please note that I am not contradicting your actual experience. Most of the cards and terminals may be ready where you live.
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With Chip and PIN (EMV) fraud is drastically reduced. Even Card Not Present (CNP) fraud is in decline. Customer liability is generally pretty low.
That said, countries that have had EMV the longest have had some interesting problems. There have been cases in the UK where people have had to fight the banks (not always successfully) due to the banks claiming that their systems are now perfect, and that the only way that the fraud could have occurred was due to an error on the user's end. It can get pretty ugly.