The "I Just Used Apple Pay UK" Thread...

Discussion in 'Apple Music, Apple Pay, iCloud, Apple Services' started by iGeek2014, Jun 28, 2015.

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Was Apple Pay UK a Success for You?

  1. Yes-it worked first time!

    50.0%
  2. No-there was an issue (e.g. terminal didn't work)

    50.0%
  3. Other-my financial institution doesn't support it yet!

    0 vote(s)
    0.0%
  1. iGeek2014 macrumors 68000

    Joined:
    Jun 29, 2014
    Location:
    === Nowheresville ===
    #1
    Seeing as Apple Pay UK is almost ready to launch here next month (for select banks) I've created a thread to allow those of us here in the country to post our experiences of using the service.

    Feel free to post your feedback (both positive and negative.)
     
  2. KeepCalmPeople macrumors 65816

    KeepCalmPeople

    Joined:
    Sep 5, 2012
    Location:
    San Francisco Bay Area, California
    #2
    A little off-topic, but I was just reading today about how Barclays Bank is promoting their bPay contactless service over Apple Pay in the UK. That seems really weird as Barclaycard provides the Apple Rewards Visa card here in the US.

    I don't expect Apple Pay will enjoy quite the media frenzy in the UK as it did in the US. It will be nice for iPhone 6/6+/Apple Watch users to finally be able to take advantage of the built-in hardware in their devices though.
     
  3. markhort macrumors 6502a

    markhort

    Joined:
    Aug 28, 2010
    Location:
    UK
    #3
    Looking forward to using Apple Pay, just wish my main bank (Lloyds) was one of the first. However I do have a Nationwide account which I'm going to test. Also still a little miffed about the whole £20 contactless limit. Apple Pay is more secure that contactless cards as your finger print is needed to authorise the payment.

    I want be able to leave my wallet at home. The retailers really do need to lift the limit.

    I'm really not sure what Barclay's are up too. If they think people are going to use their bPay service they are going to be highly disappointed. The first gen service was rubbish and this new one doesn't look much better. I mean who wants to wear a band or put a sticker on their expensive phone.
     
  4. catean, Jun 29, 2015
    Last edited: Jun 29, 2015

    catean macrumors regular

    Joined:
    Jun 16, 2013
    Location:
    London, UK
    #4
    I am quite sure the contactless cards payments limit does not apply to Apple Pay, but we will see in about 48 hours.
     
  5. Flunkyturtle macrumors 6502

    Joined:
    Dec 20, 2011
    #5
    It's going up to £30

    It will be raised in the future but it will be a very big target for fraud.
     
  6. iGeek2014 thread starter macrumors 68000

    Joined:
    Jun 29, 2014
    Location:
    === Nowheresville ===
    #6
    I trialled the bPay Band last year when it was free of charge; I never got around to using it because I couldn't load the device with my Lloyds Bank American Express.

    Qualifying Barclaycard customers can order a PayTag to stick on their phone cases so that's probably one of the reasons they aren't supporting Apple Pay right now. I've also got a strong feeling they'll partner with Android Pay when that feature launches with Android M.
     
  7. iGeek2014 thread starter macrumors 68000

    Joined:
    Jun 29, 2014
    Location:
    === Nowheresville ===
    #7
    As posted above the limit is being raised in September to £30; later on in the year Boots the Chemist will be limitless when it comes to Apple Pay.

    Anyone who has configured their POS terminals can over-ride the £20 limit but given Flunkyturtle raises the issue of card fraud I'd guess those who aren't Apple Pay's initial partners will probably stick to the industry 'limit.'

    However I am looking forward to trying it out on my iPhone; I'm hoping July 1st will be the official launch date. If that's the case I might just have to visit Marks and Spencer (for something random) where I work and see if it works.
     
  8. Gav2k, Jun 29, 2015
    Last edited: Jun 29, 2015

    Gav2k macrumors G3

    Gav2k

    Joined:
    Jul 24, 2009
    #8
    It's because some hardware is hard coded for that limit and can't be updated. Newer terminals can be changed via an update. Not apples or the banks fault in this instance.
     
  9. markhort macrumors 6502a

    markhort

    Joined:
    Aug 28, 2010
    Location:
    UK
    #9
  10. tomaustin44 macrumors regular

    Joined:
    Oct 26, 2013
    #10
    Has there been any official confirmation that we will definitely see Apple Pay in the next few days? Obviously the capability will come with iOS 8.4 but perhaps we won't see the service switched on until later this month??
     
  11. catean macrumors regular

    Joined:
    Jun 16, 2013
    Location:
    London, UK
    #11
    All the information point to 1st of July.
     
  12. youngmru macrumors newbie

    Joined:
    Jun 29, 2015
    #12
    Could you link this information please?
     
  13. catean macrumors regular

    Joined:
    Jun 16, 2013
    Location:
    London, UK

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