Because of the two, only a password can be changed. Besides that, passwords are also used for encryption which is why they need to be "difficult": difficult to guess/calculate but easy to remember (a passphrase is better than a password: easier to remember but more difficult to guess/calculate). A fingerprint shouldn't be used for that because you leave it everywhere you go and thus it is very easy to retrieve. The Chaos Computer Club has demonstrated this by retrieving the fingerprint of one of the German politicians (
Von der Leyen) and before that, the fingerprint from one of the German ministers (
Schauble). Touch ID already is a compromise between security and ease of use.