So last night I purchased a new iPhone 6S using the Apple Upgrade Program (paying thirty five some odd dollars a month). At the same time I traded in my old iPhone 6 and received $285. When I looked it didn't seem to be applied to the cost of the phone? Does anyone else have experience with trading in a phone and then purchasing a new one? Will they allow you to apply that to the cost of the phone if doing the upgrade program? Would they have allowed me to just have the $285 credited to my credit card? I really don't want an Apple Store gift card with almost $300 on it.