Hi, I am trading in my iPhone X and upgrading to the iPhone XS Max. The initial offer is $525 through Apple's buyback program, but they will reassess once they receive the unit. I have a couple questions I am hoping someone may be able to answer. First, the X is in fairly good condition, but does have several noticeable scuffs and scratches on the screen. I have never owned a phone that scratched as easily as the X so hopefully they fixed that problem with the new phones. With that in mind, will Apple lower the $525 offer when they see the screen has scratches or will the overall good condition of the phone make the offer stay the same? Second, how will the $525 be applied? Will they add it back to the credit card that I used to finance the new phone (I joined the Apple Upgrade Program) or will they credit it back to the credit card I used for the initial payment to get the phone? Thank you.