You make a lot of great points here, and I don’t disagree with Apples back history how you explained it. The one thing I want to commend the OP on in this thread, is this is what Apple has to do, they have to think ‘outside the box’ to get the customer in the store, that should be the main target. It’s because what they’re seeing currently, is a stagnation of customers not wanting to upgrade, and how do you change it? You do that by offering strategies out of the ‘norm’ that we typically see. I do think in order for certain things to work like the OP suggesting, it requires carriers to completely be on board, and cut some of the surcharges that consumers don’t want to pay.