Trying to get confirmation on school loan defeerment

dukebound85

macrumors P6
Original poster
Jul 17, 2005
18,213
1,947
5045 feet above sea level
I will be going to grad school full time this fall. Will I be able to have my loans defeered while in grad school? I have read yes but trying to gather as many sources as possible

Thanks
 

Sun Baked

macrumors G5
May 19, 2002
14,859
57
Should still be able to qualify for the "In-School Deferment" when in graduate school.

Might have to jump through a couple more hoops than if you have started paying back the loans and are going back to school.

Shouldn't be too hard to requalify for a deferment. All depends on how busy the fed or private loan offices handling your loans are.
 

NeoMac

macrumors regular
Feb 10, 2006
220
0
Yes, it should be an automatic thing. When I was in grad school my undergraduate loans were in deferment and I didn't have to do anything. I remember asking the same question and was told by my school's financial aid department that I didn't have to do anything as long as I was enrolled in classes.
 

dukebound85

macrumors P6
Original poster
Jul 17, 2005
18,213
1,947
5045 feet above sea level
Yes, it should be an automatic thing. When I was in grad school my undergraduate loans were in deferment and I didn't have to do anything. I remember asking the same question and was told by my school's financial aid department that I didn't have to do anything as long as I was enrolled in classes.
Automatic as in I do not have to do anything and it just happens?

If not, do I talk to my school or the loan website?

Also, if while under defeerment, will I be able to
1) Make payments if I want to
2) Make payments of any amt I can afford, even if less than the monthly payments I have now?

Thanks for all the info so far:)
 
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