Trying to get confirmation on school loan defeerment

Discussion in 'Community Discussion' started by dukebound85, Jul 28, 2010.

  1. dukebound85 macrumors P6

    dukebound85

    Joined:
    Jul 17, 2005
    Location:
    5045 feet above sea level
    #1
    I will be going to grad school full time this fall. Will I be able to have my loans defeered while in grad school? I have read yes but trying to gather as many sources as possible

    Thanks
     
  2. Sun Baked macrumors G5

    Sun Baked

    Joined:
    May 19, 2002
    #3
    Should still be able to qualify for the "In-School Deferment" when in graduate school.

    Might have to jump through a couple more hoops than if you have started paying back the loans and are going back to school.

    Shouldn't be too hard to requalify for a deferment. All depends on how busy the fed or private loan offices handling your loans are.
     
  3. NeoMac macrumors regular

    NeoMac

    Joined:
    Feb 10, 2006
    #4
    Yes, it should be an automatic thing. When I was in grad school my undergraduate loans were in deferment and I didn't have to do anything. I remember asking the same question and was told by my school's financial aid department that I didn't have to do anything as long as I was enrolled in classes.
     
  4. dukebound85 thread starter macrumors P6

    dukebound85

    Joined:
    Jul 17, 2005
    Location:
    5045 feet above sea level
    #5
    Automatic as in I do not have to do anything and it just happens?

    If not, do I talk to my school or the loan website?

    Also, if while under defeerment, will I be able to
    1) Make payments if I want to
    2) Make payments of any amt I can afford, even if less than the monthly payments I have now?

    Thanks for all the info so far:)
     

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