Being an AT&T customer on the new family share plan I chose to upgrade my phone to the Galaxy S5. I used the NEXT 12 plan as I wanted the option to go back to the iPhone if I ended up not liking the GS5. Was worth it to me to have the ability to get out of the phone in a year if I didn't like it. I had planned on selling the iPhone and using that money towards just paying off the phone. But since AT&T doesn't charge interest, and I can always pay it off. Next year I can trade this in and get the new iPhone or newer Android if I want it, though it means I am sort of leasing the phone. My instinct is to just ride our the contract for a year and see what happens. What are your guys thoughts?