Please ignore just found a similar thread. Hi all, So I've been using Apple Pay for a few days now using my HSBC debit card; it's awesome and very simple to use however recently every time I use it I then have to countersign a receipt! Which is so less intuitive and possibly more time consuming.. Is anyone else getting this? Is this a HSBC 'issue' or the NFC terminal that's being used? It's just very frustrating.