UK Apple Pay Possibly Being announced Monday

Polaroid

macrumors 65816
Oct 1, 2013
1,043
1,090
Wish Apple would just allow us to use the contactless systems used for credit/debit cards.... I cant see little Lincoln adopting to the new Apple Pay systems any time soon, I cant even get 4G.
 

Skylined69

macrumors regular
Original poster
May 14, 2012
122
45
Glasgow, UK
Wish Apple would just allow us to use the contactless systems used for credit/debit cards.... I cant see little Lincoln adopting to the new Apple Pay systems any time soon, I cant even get 4G.
I think that's the idea, the article says theres already the contactless structure in place, the hold up's been the negotiations with the UK banks and UK arm of credit card companies they need them to agree on the the fee apple will receive from each transaction.
 
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M.Rizk

macrumors 6502a
Apr 20, 2015
538
243
Apple Pay won't offer much for the UK because banks in Europe and the Middle East region in general are much more advanced than those in the U.S. We have at least the chip and pin credit cards, in the US they still use the magnetic swipe (followed by a signature that no one looks at) for payment which is just so insecure.

Don't forget, Apple Pay was introduced in the first place to help improve the security which is already almost solid in the EMEA region. It will be fun to play with Apple Pay though, but Apple should not expect it to be as popular in the UK as in the US.
 

shortcrust

macrumors 6502
Aug 7, 2008
476
104
Apple Pay won't offer much for the UK because banks in Europe and the Middle East region in general are much more advanced than those in the U.S. We have at least the chip and pin credit cards, in the US they still use the magnetic swipe (followed by a signature that no one looks at) for payment which is just so insecure.

Don't forget, Apple Pay was introduced in the first place to help improve the security which is already almost solid in the EMEA region. It will be fun to play with Apple Pay though, but Apple should not expect it to be as popular in the UK as in the US.
Surely with the infrastructure already in place and the greater acceptance of contactless by UK consumers it's likely to be more successful here rather than less.
 

M.Rizk

macrumors 6502a
Apr 20, 2015
538
243
Surely with the infrastructure already in place and the greater acceptance of contactless by UK consumers it's likely to be more successful here rather than less.
That's true. The infrastructure is all ready for it, but that doesn't mean the people are ready for it.

NFC payments still are not as popular as using an ordinary credit card. I am sure when credit cards were first introduced they weren't that popular too, and people still preferred cash.

Things will change in future, but for now  Pay is not a necessity, it will be just a new toy on our iPhones / Watches.
 

shortcrust

macrumors 6502
Aug 7, 2008
476
104
That's true. The infrastructure is all ready for it, but that doesn't mean the people are ready for it.

NFC payments still are not as popular as using an ordinary credit card. I am sure when credit cards were first introduced they weren't that popular too, and people still preferred cash.

Things will change in future, but for now  Pay is not a necessity, it will be just a new toy on our iPhones / Watches.
Yes I suppose you're right. When I think about it I only know one other person who would be likely to use it any time soon.
 

DynamicSausage

macrumors 6502
May 29, 2015
361
261
Leicestershire, UK
This is great news. I hope it's true.

Many places probably won't touch it but I imagine many large stores will, particularly Asda, Subway, McDonalds and the Disney stores, all of whom use it in the US amongst others.
Of course in many places it will be a long time coming and many people in the UK are probably still oblivious to it's existence but if I can use my phone/watch to buy some food every now and again then that's just great!
 
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MartinSk

macrumors member
May 3, 2015
47
42
This really is great news if true. The banks have really dragged their heels with this.

I think it will be really popular here and I for one will use it a lot! I'll also consider how I pay for things when I travel to the U.S. as I usually just take cash but if Apple pay is widely available then it just makes things 'simpler'
 
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cwedl

macrumors 65816
Jun 5, 2003
1,398
26
That would be great, I quite often forget my wallet when I go shopping.
 

jannette

macrumors 6502
Oct 13, 2011
254
61
Bishop's Stortford
I have a US debit card and can use it with Apple Pay in the UK. I had to set my iPhone's region as US in order for the card to load and it shows on both the phone and watch. I also had to call my US bank in order to get it authorised. It works fine but is limited to £20 as that is how the contactless machines are set up in the UK at the moment. I expect the limit will be raised when Apple Pay is introduced here.
 

Recognition

macrumors 6502a
Jun 27, 2013
596
671
That's true. The infrastructure is all ready for it, but that doesn't mean the people are ready for it.

NFC payments still are not as popular as using an ordinary credit card. I am sure when credit cards were first introduced they weren't that popular too, and people still preferred cash.

Things will change in future, but for now  Pay is not a necessity, it will be just a new toy on our iPhones / Watches.
In London I find this quite the contrary, most coffee shops, news agents, and supermarkets offer contactless payment and make it clear that it's available.
Even the public transport Oyster system now allows contactless bank cards to be used instead of the Oyster cards, so I presume Apple pay would work on Oyster terminals too.
I would say the vast majority of Londoners know about contactless payments, the rest of the country I couldn't say.

I'd just add that the last line of that Telegraph articles states, "Apple will have high hopes for the UK, however. Contactless spending trebled last year to £2.3bn." So it looks like people are ready for it.
 
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RodThePlod

macrumors 6502a
Sep 7, 2005
707
185
London
I really hope this is true! Of course, we've had chip and pin over here for yonks - but when contactless started becoming more mainstream a couple of years back I found it really convenient.

I travel on the London Underground a lot, so if Apple Pay on my Watch can replace my Oyster card and enable me to tap in and out of stations, that would be a real killer use case for me :D
 

Swiss-G

macrumors 6502a
Jun 3, 2010
750
88
United Kingdom
I really hope this is true! Of course, we've had chip and pin over here for yonks - but when contactless started becoming more mainstream a couple of years back I found it really convenient.

I travel on the London Underground a lot, so if Apple Pay on my Watch can replace my Oyster card and enable me to tap in and out of stations, that would be a real killer use case for me :D
I've already stopped using my Oyster card and use a contactless debit card on the tube. US tourists can already use Apple pay on the tube, so the infrastructure is ready.
 

dilap

macrumors 6502a
Apr 18, 2014
814
59
London, UK
Here's to hoping HSBC will having it. This is a big factor for me as I often forget my card and end up beading it.
 

nebo1ss

macrumors 68030
Jun 2, 2010
2,788
1,522
The percentage of payments using Apple Pay in the US is 2 percent. Not sure why it will have any more success here.
 

shenfrey

macrumors 68020
May 23, 2010
2,018
290
Thank goodness, the days of carrying my cards around with me will finally be over
 

KUKitch

macrumors 6502
Jan 10, 2008
403
242
England
The percentage of payments using Apple Pay in the US is 2 percent. Not sure why it will have any more success here.
Assuming you're referring to the UK, as an American living here - contactless is huge compared to what it was in the U.S. when I left a few months ago. I used to use google wallet when I could and people were always shocked there, here it's much more normal in my experience. I use Apple Pay whenever I can now and I can't imagine it wouldn't pick up for people who use their cards for that now.
 

Polaroid

macrumors 65816
Oct 1, 2013
1,043
1,090
I didn't think Apple Pay worked with existing NFC methods? Hence the new terminals, or is it just because America didn't really have contactless like UK? all shops I use have contactless so would be great if it did work with them!
 
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