UK Apple Pay Possibly Being announced Monday

Discussion in 'Apple Watch' started by Skylined69, Jun 6, 2015.

  1. Joe HS macrumors 6502

    Jun 22, 2011
    United Kingdom
  2. shortcrust macrumors 6502

    Aug 7, 2008
    Amazing! Thanks for posting. I'd be so happy to know this is definitely coming our way.
  3. Anya B macrumors 6502

    Anya B

    Jul 20, 2013
    I so want this to happen. It'll be about time.
  4. Polaroid macrumors 6502a

    Oct 1, 2013
    Wish Apple would just allow us to use the contactless systems used for credit/debit cards.... I cant see little Lincoln adopting to the new Apple Pay systems any time soon, I cant even get 4G.
  5. Skylined69 thread starter macrumors regular


    May 14, 2012
    Glasgow, UK
    I think that's the idea, the article says theres already the contactless structure in place, the hold up's been the negotiations with the UK banks and UK arm of credit card companies they need them to agree on the the fee apple will receive from each transaction.
  6. Repelle macrumors regular

    Mar 8, 2015
    Andover UK / SF CA
    Awesome news. I thought they were targeting an early 2015 launch, and when it passed, assumed the plan was just smoke and mirrors.
  7. M.Rizk macrumors 6502


    Apr 20, 2015
    Apple Pay won't offer much for the UK because banks in Europe and the Middle East region in general are much more advanced than those in the U.S. We have at least the chip and pin credit cards, in the US they still use the magnetic swipe (followed by a signature that no one looks at) for payment which is just so insecure.

    Don't forget, Apple Pay was introduced in the first place to help improve the security which is already almost solid in the EMEA region. It will be fun to play with Apple Pay though, but Apple should not expect it to be as popular in the UK as in the US.
  8. shortcrust macrumors 6502

    Aug 7, 2008
    Surely with the infrastructure already in place and the greater acceptance of contactless by UK consumers it's likely to be more successful here rather than less.
  9. M.Rizk macrumors 6502


    Apr 20, 2015
    That's true. The infrastructure is all ready for it, but that doesn't mean the people are ready for it.

    NFC payments still are not as popular as using an ordinary credit card. I am sure when credit cards were first introduced they weren't that popular too, and people still preferred cash.

    Things will change in future, but for now  Pay is not a necessity, it will be just a new toy on our iPhones / Watches.
  10. shortcrust macrumors 6502

    Aug 7, 2008
    Yes I suppose you're right. When I think about it I only know one other person who would be likely to use it any time soon.
  11. DynamicSausage macrumors 6502


    May 29, 2015
    Leicestershire, UK
    This is great news. I hope it's true.

    Many places probably won't touch it but I imagine many large stores will, particularly Asda, Subway, McDonalds and the Disney stores, all of whom use it in the US amongst others.
    Of course in many places it will be a long time coming and many people in the UK are probably still oblivious to it's existence but if I can use my phone/watch to buy some food every now and again then that's just great!
  12. MartinSk macrumors member

    May 3, 2015
    This really is great news if true. The banks have really dragged their heels with this.

    I think it will be really popular here and I for one will use it a lot! I'll also consider how I pay for things when I travel to the U.S. as I usually just take cash but if Apple pay is widely available then it just makes things 'simpler'
  13. cwedl macrumors 65816


    Jun 5, 2003
    That would be great, I quite often forget my wallet when I go shopping.
  14. jannette macrumors 6502

    Oct 13, 2011
    Bishop's Stortford
    I have a US debit card and can use it with Apple Pay in the UK. I had to set my iPhone's region as US in order for the card to load and it shows on both the phone and watch. I also had to call my US bank in order to get it authorised. It works fine but is limited to £20 as that is how the contactless machines are set up in the UK at the moment. I expect the limit will be raised when Apple Pay is introduced here.
  15. Recognition, Jun 7, 2015
    Last edited: Jun 7, 2015

    Recognition macrumors 6502a


    Jun 27, 2013
    In London I find this quite the contrary, most coffee shops, news agents, and supermarkets offer contactless payment and make it clear that it's available.
    Even the public transport Oyster system now allows contactless bank cards to be used instead of the Oyster cards, so I presume Apple pay would work on Oyster terminals too.
    I would say the vast majority of Londoners know about contactless payments, the rest of the country I couldn't say.

    I'd just add that the last line of that Telegraph articles states, "Apple will have high hopes for the UK, however. Contactless spending trebled last year to £2.3bn." So it looks like people are ready for it.
  16. RodThePlod macrumors 6502a


    Sep 7, 2005
    I really hope this is true! Of course, we've had chip and pin over here for yonks - but when contactless started becoming more mainstream a couple of years back I found it really convenient.

    I travel on the London Underground a lot, so if Apple Pay on my Watch can replace my Oyster card and enable me to tap in and out of stations, that would be a real killer use case for me :D
  17. Swiss-G macrumors 6502a


    Jun 3, 2010
    United Kingdom
    I've already stopped using my Oyster card and use a contactless debit card on the tube. US tourists can already use Apple pay on the tube, so the infrastructure is ready.
  18. dilap macrumors 6502a

    Apr 18, 2014
    London, UK
    Here's to hoping HSBC will having it. This is a big factor for me as I often forget my card and end up beading it.
  19. nebo1ss macrumors 68030

    Jun 2, 2010
    The percentage of payments using Apple Pay in the US is 2 percent. Not sure why it will have any more success here.
  20. shenfrey macrumors 68000

    May 23, 2010
    Thank goodness, the days of carrying my cards around with me will finally be over
  21. KUKitch macrumors 6502


    Jan 10, 2008
    Assuming you're referring to the UK, as an American living here - contactless is huge compared to what it was in the U.S. when I left a few months ago. I used to use google wallet when I could and people were always shocked there, here it's much more normal in my experience. I use Apple Pay whenever I can now and I can't imagine it wouldn't pick up for people who use their cards for that now.
  22. Polaroid macrumors 6502a

    Oct 1, 2013
    I didn't think Apple Pay worked with existing NFC methods? Hence the new terminals, or is it just because America didn't really have contactless like UK? all shops I use have contactless so would be great if it did work with them!
  23. andrewstirling macrumors 6502

    May 19, 2015
    So long as you never buy anything which costs more than £20
  24. jannette macrumors 6502

    Oct 13, 2011
    Bishop's Stortford
    I think the limit is going to be raised to £40 in September

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