Just been to pick up my iPhone from Apple Store metrocentre and after I checked in and was waiting, someone came to pick there phone up through the Apple upgrade program, and they were told that the credit check systems were down (not Apples fault) and they were unable to give him his phone unless he bought it outright and then came back for a refund when the systems were back up and then took out the AUP, or they told him they would take his details and then ring him in next few days when system back up.... he said he would come back in half an hour and see if system was back up... she told him they had been on and off all day but now it's totally down