UK - Contactless Card vs. Apple Pay


macrumors regular
Original poster
Oct 19, 2011
Apple Pay hasn't landed yet in the UK but when it does do you really think it will make an impact?

The UK has embraced Cashless payments much higher than most other countries. I personally have been transacting contactlessly for the last two years... And I can't see why loading up an app on my phone makes it easier, than just tapping your card?

Most transport, including London Underground, retailers, Starbucks etc... Already have on-boarded Contactless card.

Is there demand for Apple Pay?


macrumors G3
Jul 24, 2009
The £20 limit is lifted with apple pay as it requires your fingerprint to authorise so for me that's a big thing. It's annoying when you can't tap because your pence over 20.
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macrumors 68020
Oct 14, 2011
Houston, Texas area
Well, you have your phone with you anyway. With Apple Pay, you dont need anything else. For instance, if your jogging, you wont need your wallet.


macrumors 65816
Sep 1, 2010
And I can't see why loading up an app on my phone makes it easier, than just tapping your card?
You don't need to open an app, the lock screen will automatically switch to Apple Pay when it's near a terminal. All you have to do is pull out your phone and and hold it next to the terminal with your finger resting on the home button for a second.

I guess I wouldn't say it's easier then taping a card, but I wouldn't say it's harder. Well, I don't know, I think it's easier to get my phone out of my pocket then my card out of my wallet, out of my pocket.


macrumors P6
Must admit, I cannot make head nor tail of it either.
Well, it was done by a joint UK-Russia company, so that must be the problem :)

Seriously, look at the bottom entry for London and work your way up.

On the bottom left, it looks like 10% of Londoners think contactless payments are secure, and 30% do not.

On the right, we see that London has the most population of the four cities, and 86% know about contactless payments, 37% have such a card, and 22% have used it.

Those numbers skew towards distrust and non-use as we go up to lower population centers.
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macrumors 6502a
Sep 11, 2014
London UK
I would just load a card solely for ApplePay , this way tapping in & out is seamless & quicker than deciding which card to use at the terminal. Suffice to say 'am ⏳waiting & looking forward to it
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