UK - Contactless Card vs. Apple Pay

Discussion in 'Apple Music, Apple Pay, iCloud, Apple Services' started by rsnapeuk, Jun 7, 2015.

  1. rsnapeuk macrumors regular

    Oct 19, 2011
    Apple Pay hasn't landed yet in the UK but when it does do you really think it will make an impact?

    The UK has embraced Cashless payments much higher than most other countries. I personally have been transacting contactlessly for the last two years... And I can't see why loading up an app on my phone makes it easier, than just tapping your card?

    Most transport, including London Underground, retailers, Starbucks etc... Already have on-boarded Contactless card.

    Is there demand for Apple Pay?
  2. Gav2k macrumors G3


    Jul 24, 2009
    The £20 limit is lifted with apple pay as it requires your fingerprint to authorise so for me that's a big thing. It's annoying when you can't tap because your pence over 20.
  3. ron7624 macrumors 68020


    Oct 14, 2011
    Houston, Texas area
    Well, you have your phone with you anyway. With Apple Pay, you dont need anything else. For instance, if your jogging, you wont need your wallet.
  4. kdarling, Jun 7, 2015
    Last edited: Jun 7, 2015

    kdarling macrumors P6


    Jun 9, 2007
    First university coding class = 47 years ago
    Apparently it depends on where you live. People are very used to contactless payments in London, but they get less trustful of it in smaller cities.

  5. Arran macrumors 601


    Mar 7, 2008
    Atlanta, USA
    What a dreadful infographic.

    Pictures are meant to make things easier to understand.
  6. Furzul macrumors 6502


    Jan 13, 2013
    Derbyshire, England
    Must admit, I cannot make head nor tail of it either.
  7. simon48 macrumors 65816


    Sep 1, 2010
    You don't need to open an app, the lock screen will automatically switch to Apple Pay when it's near a terminal. All you have to do is pull out your phone and and hold it next to the terminal with your finger resting on the home button for a second.

    I guess I wouldn't say it's easier then taping a card, but I wouldn't say it's harder. Well, I don't know, I think it's easier to get my phone out of my pocket then my card out of my wallet, out of my pocket.
  8. kdarling, Jun 7, 2015
    Last edited: Jun 8, 2015

    kdarling macrumors P6


    Jun 9, 2007
    First university coding class = 47 years ago
    Well, it was done by a joint UK-Russia company, so that must be the problem :)

    Seriously, look at the bottom entry for London and work your way up.

    On the bottom left, it looks like 10% of Londoners think contactless payments are secure, and 30% do not.

    On the right, we see that London has the most population of the four cities, and 86% know about contactless payments, 37% have such a card, and 22% have used it.

    Those numbers skew towards distrust and non-use as we go up to lower population centers.
  9. Kiimora macrumors 6502a


    Sep 11, 2014
    London UK
    I would just load a card solely for ApplePay , this way tapping in & out is seamless & quicker than deciding which card to use at the terminal. Suffice to say 'am ⏳waiting & looking forward to it

Share This Page

8 June 7, 2015