UK - Contactless Card vs. Apple Pay

Discussion in 'Apple Music, Apple Pay, iCloud, Apple Services' started by rsnapeuk, Jun 7, 2015.

  1. rsnapeuk macrumors regular

    Joined:
    Oct 19, 2011
    #1
    Apple Pay hasn't landed yet in the UK but when it does do you really think it will make an impact?

    The UK has embraced Cashless payments much higher than most other countries. I personally have been transacting contactlessly for the last two years... And I can't see why loading up an app on my phone makes it easier, than just tapping your card?

    Most transport, including London Underground, retailers, Starbucks etc... Already have on-boarded Contactless card.

    Is there demand for Apple Pay?
     
  2. Gav2k macrumors G3

    Gav2k

    Joined:
    Jul 24, 2009
    #2
    The £20 limit is lifted with apple pay as it requires your fingerprint to authorise so for me that's a big thing. It's annoying when you can't tap because your pence over 20.
     
  3. ron7624 Contributor

    ron7624

    Joined:
    Oct 14, 2011
    Location:
    Houston, Texas area
    #3
    Well, you have your phone with you anyway. With Apple Pay, you dont need anything else. For instance, if your jogging, you wont need your wallet.
     
  4. kdarling, Jun 7, 2015
    Last edited: Jun 7, 2015

    kdarling macrumors demi-god

    kdarling

    Joined:
    Jun 9, 2007
    Location:
    Cabin by a lake
    #4
    Apparently it depends on where you live. People are very used to contactless payments in London, but they get less trustful of it in smaller cities.

    Challenges_surrounding_contactless_adoption_v-2.jpg
     
  5. Arran macrumors 68040

    Arran

    Joined:
    Mar 7, 2008
    Location:
    Atlanta, USA
    #5
    What a dreadful infographic.

    Pictures are meant to make things easier to understand.
     
  6. Furzul macrumors 6502

    Furzul

    Joined:
    Jan 13, 2013
    Location:
    Derbyshire, England
    #6
    Must admit, I cannot make head nor tail of it either.
     
  7. simon48 macrumors 65816

    simon48

    Joined:
    Sep 1, 2010
    #7
    You don't need to open an app, the lock screen will automatically switch to Apple Pay when it's near a terminal. All you have to do is pull out your phone and and hold it next to the terminal with your finger resting on the home button for a second.

    I guess I wouldn't say it's easier then taping a card, but I wouldn't say it's harder. Well, I don't know, I think it's easier to get my phone out of my pocket then my card out of my wallet, out of my pocket.
     
  8. kdarling, Jun 7, 2015
    Last edited: Jun 8, 2015

    kdarling macrumors demi-god

    kdarling

    Joined:
    Jun 9, 2007
    Location:
    Cabin by a lake
    #8
    Well, it was done by a joint UK-Russia company, so that must be the problem :)

    Seriously, look at the bottom entry for London and work your way up.

    On the bottom left, it looks like 10% of Londoners think contactless payments are secure, and 30% do not.

    On the right, we see that London has the most population of the four cities, and 86% know about contactless payments, 37% have such a card, and 22% have used it.

    Those numbers skew towards distrust and non-use as we go up to lower population centers.
     
  9. Kiimora macrumors 6502a

    Kiimora

    Joined:
    Sep 11, 2014
    Location:
    London UK
    #9
    I would just load a card solely for ApplePay , this way tapping in & out is seamless & quicker than deciding which card to use at the terminal. Suffice to say 'am ⏳waiting & looking forward to it
     

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