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[UK] If you fail the O2 credit check....
- Thread starter Devil's Refugee
- Start date
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So you mean get rid of PAYG option will give more profit to Apple and O2?
I don't see that happening. PAYG option will actually make more people join to O2.
So you mean get rid of PAYG option will give more profit to Apple and O2?
I don't see that happening. PAYG option will actually make more people join to O2.
Yes, but probably spend less.
Minimum contract is £35/month or top-up of £10/month...
There is no PAYG option so it's academic.
Simple economics. Contracts with new customers are highly prized in the mobile phone industry.
That is why O2 persued the iPhone and yielded to Apple's demands. They see it as a way of drumming up contract business and competing with other networks.
Why would they want lots of PAYG customers paying a tenner a month when they can get solid good-credit rated contract customers paying upward of £35 a month?
so do you know if the checks will be less strict than on other phones since we are paying a load of cash upfront for this?
i've checked my credit and i have 1 default from 2003 , would that be ok?
Exactly - and the demographics of those who generally have PAYG are arguably not those they're targetting the iPhone at.
-Leemo
Of course PAYG is aimed for light mobile users.
What I mean is 'spend less' is still better than 'nothing' to O2. PAYG people won't just jump into contract because there is no PAYG option. They (and myself) will wait for unlocking and join to other carrier. If O2 think losing PAYG people means nothing to their business that's fine.
But isn't it perhaps Apple that stands in the way of PAYG? They make a fat and very juicy bonus off of every contract per month. Not sure if that would apply to PAYG…
So maybe O2 isn't the culprit…
It's not just that though - it's about perception of the iPhone as a premium device. If everyone could wander round with a PAYG iPhone it would affect how it's positioned in the market.
-Leemo
I don't see the number of contract customers hugely affected by the existance of PAYG, so PAYG can be a kinda extra cash for them.
Why would they refuse extra cash?
Actual Answers
I have spoken to a representative at O2 and they assure me that the credit check criteria is low and if you fail and still want the iPhone contract you can pay a deposit between £100 and £200 which will be refunded after 3 months of successful bill paying. So no need for anyone to worry.
I have spoken to a representative at O2 and they assure me that the credit check criteria is low and if you fail and still want the iPhone contract you can pay a deposit between £100 and £200 which will be refunded after 3 months of successful bill paying. So no need for anyone to worry.
no...even if you pass the credit check you can still get stung for the £100.00 deposit, I did anyway. I'm still pissed about that not knowing anything about it and the 10 days it took o2 to port my number.
Hi
o2 hmmm
I activated with a visa electron and my iTunes account with the same card
so I don't think its that had to fail I was 15 pound over drawn aswell and it still let me haha I never hardly pay my o2 bills ontime
I don't have bad credit or stuff like that but parents have bad credit history
so it shouldnt matter if your mam and dad or mam or dad had bad credit history.
Also why does my tariff say 40 then vat it equals 46.50 not that im botherd when I piked 45 I would expect 45.
If you fail that just means your either badly in debt they don't think you will pay or your a student.
Peace
o2 hmmm
I activated with a visa electron and my iTunes account with the same card
so I don't think its that had to fail I was 15 pound over drawn aswell and it still let me haha I never hardly pay my o2 bills ontime
I don't have bad credit or stuff like that but parents have bad credit history
so it shouldnt matter if your mam and dad or mam or dad had bad credit history.
Also why does my tariff say 40 then vat it equals 46.50 not that im botherd when I piked 45 I would expect 45.
If you fail that just means your either badly in debt they don't think you will pay or your a student.
Peace
im a student who has just taken out a 4grand student loan, maxed out 2 credit cards and forgot to pay my last o2 bill ( direct debit failed) and i passed the iphone credit check twice and had my number changed over in 5min. so dont think you will fail just because you are a student.
Hi Guys,
Hate to bring this thread back from the dead....
I plan on moving to London early 2010 and want to set up a contract with o2. I'm buying myself an unlocked iPhone 3GS here in Australia and will bring that over to the UK. All I want to take out with o2 is a contract.
When I move to the UK and show that I have some money behind me and that I am renting an apartment is this enough for o2 to sign me up on a contract?
Hate to bring this thread back from the dead....
I plan on moving to London early 2010 and want to set up a contract with o2. I'm buying myself an unlocked iPhone 3GS here in Australia and will bring that over to the UK. All I want to take out with o2 is a contract.
When I move to the UK and show that I have some money behind me and that I am renting an apartment is this enough for o2 to sign me up on a contract?