Hey guys was wondering if anyone could give me some advise.. I have never bought insurance or apple care before. I own the iPhone 5 and now am thinking about getting insurance or apple care (obviously insurance would give me more cover) Could anyone recommend me anything? or give advise as to what the best thing to do is? I am very careful with all my things. My iPhone 4 had to go into the store about 9 months into owning it because the home button broke, but never really had to have anything repaired outside of warranty. But thinking this time since I bought the phone out right and spent a good penny on it I think I should get myself a little back up.