Interested to hear your views. I am already in the upgrade program and pay £71.45 for an Iphone 11 Pro max 256gb. I have used the upgrade program for a couple of years now. Due to the delayed launch, I have made an additional monthly payment this year and so only have £571.60 left to own the phone outright. In previous years this would have been a higher amount and so was a little less peeved at handing over a phone I could have sold privately for more money than Apple pay settle to the Barclays agreement. The issue this year. Due to to COVID19, quite a few people won't be able to attend an Apple store to use the apple upgrade program due to local lockdowns. I wonder how they will handle it. I would normally pre order and collect on day 1. But this year, I can't technically travel to the store and know that many others will be in this situation.