I will be looking to insure my iPhone X (whenever I get it) and I am looking for recommendations for which insurance company to go for. Here are my requirements: Maximum budget of £10 a month It should cover accidental damage and theft, and optionally loss It shouldn't take more than a week to process and send a replacement phone. Ideally, next-day replacement would be preferable Note: My bank doesn't offer insurance, so that's out of the question. AppleCare+ doesn't offer theft/loss protection, so that's also out of question. My student accommodation's insurance won't cover them so that's out of the question. My carrier wont offer insurance as I am buying it unlocked, so that's also out of the question. So please don't suggest these options. I am looking for reputed third-party providers!