Hello, I've encountered some water damaged to my iPhone but besides the loss of function of my rear camera and lowered battery life, it's totally functional. I wanted to replace my phone but I am without insurance and my upgrade isn't up until September. I was wondering if I should get a new phone through AT&T Next. My other thought was just getting a Nexus 5 off contract until say, the iPhone 6 releases later this year? All thoughts welcome. Thank you.