Upgrade programme UK

Discussion in 'iPhone' started by marty1990, Jan 23, 2017.

  1. marty1990 macrumors 6502

    Joined:
    Nov 25, 2011
    Location:
    England
    #1
    Read online that in the US, the loan company performs a hard credit check on you to see if you're eligible to take a loan out for an iPhone.

    As the UK uses Barclays, is the credit check the same? Can't see online but hoping it's a soft one - my brothers 6 Plus is on its way out and he doesn't wanna be tied into a contract/buy the phone outright.

    Also, at least in the US, it says you need a CC? Is this the same for the UK?
     
  2. Applejuiced macrumors Westmere

    Applejuiced

    Joined:
    Apr 16, 2008
    Location:
    At the iPhone hacks section.
    #2
    I'd check with Barclays cause they might do it different than Citizens bank in the US.
    But again even if it's a hard pull it shouldn't effect your credit that much.
    And if it hurts it that much by a pull then your credit needs improvement.
     
  3. MrJM macrumors 6502

    MrJM

    Joined:
    Jan 15, 2012
    #3
    You don't need a CC but they do perform a full credit check on you!
     
  4. marty1990 thread starter macrumors 6502

    Joined:
    Nov 25, 2011
    Location:
    England
    #4
    I'm fine, just don't like the idea of a hard credit check each time. Was considering this for an upgrade each year, so would be a hit every year.

    Yeah puts me off. Battery isn't so great on my 6S, not a year old yet but it's serial number doesn't qualify it for a battery replacement. Was hoping to go for a 7 or 7S. Might just look at Android again.
     

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