I agree with this but wanted a 128GB phone just so that I could have offline access to nearly all my music and books. Stupid, really, when 99% of the time I've got wi-fi.Sounds like you made a great decision for you.
Ageeed that the storage worries that people have can be over the top.
With iCloud Photo Library turned on etc I struggle to get beyond 20 GB (and I’ve got 128).
With the move to The Apple file system and the new photo format (I can’t remember its name!), 32GB is a way more healthier option than it has been for a while - especially in the era of streaming and large data plans.
Our phones are now becoming caching devices more than storage facilities!
Tomorrow, though, I'm to go into hospital for a 4 day procedure and they don't have wi-fi; so, I'll be reliant on my offline playlists and whole albums plus I've downloaded some 50 or so books.