Upgrade to 7plus or wait?! Please read and advise

[pcubed18]

I have a 6s and I have been wanting to go to the 7 plus but there are a few things holding me back
1- I just switched carriers and if I was going to upgrade it would be 1 of 2 ways:
1- apple upgrade but how does his hit your credit score. I have a strong credit score I don't want to get hit 10 points
2- or do I sell my phone and just buy sim free and pay the upfront difference.

Any advice?
Thanks

 

[Apple_Robert]

Best method is option 2, if you want the iPhone 7 plus right now.

In regards to option 1, any time you upgrade with the Apple program, Citizens One will pull a hard credit report check on you (per their contract). Whether it happens every single time or not is up to them. A hard report pull can stay on your report for up to two years. As such, I would think long and hard about upgrading any time you get the urge, if you are using Apple's upgrade program.

 

[pat500000]

I say 2. It's messy with option 1.

 

[44267547]

Best method is option 2, if you want the iPhone 7 plus right now.

In regards to option 1, any time you upgrade with the Apple program, Citizens One will pull a hard credit report check on you (per their contract). Whether it happens every single time or not is up to them. A hard report pull can stay on your report for up to two years. As such, I would think long and hard about upgrading any time you get the urge, if you are using Apple's upgrade program.

There was thread on Citizens for the credit checks. A lot of unhappy customers with how It affects their credit.

 

[anonymous guy]

The leap from 6s to 7 is not that large. Wait for the 8, then upgrade.

 

[Kevin.Richards]

Option 2. I had iPhone 6s and moved to iPhone 7