I don't understand Next. I'm talking to someone at AT&T who is telling me my plan will be the exact same monthly cost, except that instead of paying the subsidized price of $300 for the 64Gb model, I'll pay the unsubsidized price of $750. I only upgrade every 2 yrs anyway because I like to keep my phone, so it makes perfect sense just to stick with the customary 2 yr obligation.
I feel like he's got it wrong (surely the monthly plan is lower to offset the fact you're paying an unsubsidized cost). If he's actually right, can someone explain to me why ANYONE would opt for Next? Do people just hate having money?
What plan do you currently have? What are you currently paying? Are you on unlimited Data Plan? Is your current phone subsidized? When is your renewal date?
Here is what I currently have;
Family share plan, 15 GB data with balance from previous month rolled over. Unlimited calling, unlimited text. Two iPhones and one flip phone. Here are costs;
Share data........$100
iPhone one........$ 15 (Reduced by $25 due to data plan & Next)
iPhone two........$ 15 (Reduced by $25 due to data plan & Next)
Flip phone.........$ 10
Total Plan $140 plus taxes and fees
Both iPhone one and two, 6 Plus 128GB, on 12/20 Next plan. Paid tax up front with $949 split over 20 zero interest payments of $47.45 each. Can pay off any time. Trade in for new phone after 12th payment. Own phone after 20th payment. Payment for phones stops after 20th payment.
I can trade in phones, pay off phones, provide my own new phones. The Next payment plan is separate from the monthly phone plan, but shows on billing. If I retain the current phones after paying them off my phone plan remains $140 per month.
Two year costs keeping phones;
$1,005.94 iPhone one (949.00 phone + 56.94 tax)
$1,005.94 iPhone two
$0 flip phone
$3,360.00 (140.00 plan x 24 months)
$5,371.88 total
If I replace (trade in) both iPhones this month add $47.45 x 8 payments = 379.60. There may be an activation fee unless I can get them to wave it.
Do your math to see what is best for you.