I do not have a download stack in my dock. Went to "users/home" to click and drag download folder to dock and don't have a download folder to do so. How do I create a new folder at this level?
You should have write permissions for your home folder, so just create a folder and name it Downloads. Mac OS X takes care of the icon-related magic for you.
Eh? That's not true at all... versions of Mac OS X prior to Leopard defaulted to downloading things to the desktop. Leopard and later have a dedicated Downloads folder in each user's home folder for this purpose.
You should have write permissions for your home folder, so just create a folder and name it Downloads. Mac OS X takes care of the icon-related magic for you.
If you can't create a folder in your home directory, it sounds like you have permissions problems.
Open Disk Utility and run a permissions repair on your system hard drive, then reboot.
If you can't create a folder in your home directory, it sounds like you have permissions problems.
Open Disk Utility and run a permissions repair on your system hard drive, then reboot.