I know the prevailing opinion is to move the Users folder (i.e. all home folders) off an SSD boot drive and onto an HDD in order to increase available space and avoid thrashing the SSD. However, it occurs to me that by moving the users folder the Library folder is also moved (~/Library/). Doesn't this compromise the speed increase gained from having an SSD? The application will start quickly but then have to wait for the HDD in order to load preferences.