Using Apple's MobileMe to insert photos

I have a question about inserting photos in your posts when using and iPad (pr iPhone for that mater). I just started using the DropBox app to upload photos to and then using a link to the file. But I was curious if I could do this using any of the services from MobileMe, which I'm paying for. There is the Gallery and iDisk available.

The problems I'm having are that the iDisk doesn't seem to let you upload photos to it, but it does create links to the file. And the Gallery let's you upload to it, but the files links it creates are to the phot's album on the MobileMe site, so the photos doesn't appear when I insert it in a post.

Am I missing something, or is Apple's premium service not as useful as I thought?