Using AppleWatch for Apple Pay without iPhone?

kat.hayes

macrumors 65816
Original poster
Oct 10, 2011
1,110
20
Can a WiFi only Applewatch be used for Apple Pay after the credit card details are entered if you do not have your phone with you?

Thanks.
 

Toonartist

macrumors 6502
Sep 19, 2017
293
168
Newcastle Upon Tyne
Yes, I can confirm this works. The communication with the bank network is done by the terminal, not the customer’s iPhone or Apple Watch.
+1 Apple Watch is my preferred method of payment for this alone... it's so hand to be able to pay for anything without your wallet, phone or cash!

Especially if you're out on a run!!
 

perezr10

macrumors 65816
Jan 12, 2014
1,162
460
Monroe, Louisiana
+1 Apple Watch is my preferred method of payment for this alone... it's so hand to be able to pay for anything without your wallet, phone or cash!

Especially if you're out on a run!!

Yes, I’ll never forget the day I realized that coke machines were now open for business without my wallet or my iPhone. I had just finished a 6 mile summer run in the heat and was coveting a bottle of Diet Coke behind the glass. I wondered if my Apple Watch would work without my iPhone and it did. As the coke was traveling to the slot I smiled and thought to myself my Apple Watch was worth every penny. No wallet necessary and no need to walk into a gas station dripping wet.
 

kat.hayes

macrumors 65816
Original poster
Oct 10, 2011
1,110
20
It seems that you need to enable a passcode on the watch in order to be able to store credit card details on it? I just disabled passcode and it said was going to remove card details. I don’t want to have to enter my passcode every time I use the watch. For me sort of makes it more difficult to use then I’d prefer. Any way around this?
 
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redRAYZA

macrumors regular
Sep 19, 2007
119
163
It seems that you need to enable a passcode on the watch in order to be able to store credit card details on it? I just disabled passcode and it said was going to remove card details. I don’t want to have to enter my passcode every time I use the watch. For me sort of makes it more difficult to use then I’d prefer. Any way around this?
No way around it. You'll need to set a passcode in order to use Apple Pay. If you don't want to enter a passcode every time, there's a setting to unlock your watch by unlocking your phone.

It's less convenient, but necessary to keep your cards secure.
 

Julien

macrumors G4
Jun 30, 2007
11,279
4,257
Atlanta
It seems that you need to enable a passcode on the watch in order to be able to store credit card details on it? I just disabled passcode and it said was going to remove card details. I don’t want to have to enter my passcode every time I use the watch. For me sort of makes it more difficult to use then I’d prefer. Any way around this?
Opening your iPhone will/can unlock your Watch eliminating the need to enter the code. Also you only need to unlock your watch when you put it on. If you don't take it off it is unlocked the entire time it is on your wrist.
 

SadChief

macrumors regular
Jan 15, 2010
127
67
Montpellier, France
Opening your iPhone will/can unlock your Watch eliminating the need to enter the code. Also you only need to unlock your watch when you put it on. If you don't take it off it is unlocked the entire time it is on your wrist.
Yes and No. If you have left your iPhone at home, or if it's in your pocket and you're reluctant to take it out and open it (which in my opinion defeats the purpose of having ApplePay on one's Watch!), you can still have a look at your AppleWatch home screen indeed, but you have to enter your code every time you want to have access to *any* application by pressing the crown. This is the security "price to pay" for having ApplePay on your watch.
Edit: Even if your Watch is unlocked and you keep it on your wrist, you have to enter the code every time you raise it to wake in order to unlock it again, and again. Finally got tired so I kept ApplePay on my iPhone only.
 
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Darth.Titan

macrumors 68030
Oct 31, 2007
2,740
451
Austin, TX
Even if your Watch is unlocked and you keep it on your wrist, you have to enter the code every time you raise it to wake in order to unlock it again, and again. Finally got tired so I kept ApplePay on my iPhone only.
I’m sorry, but this is incorrect. Once the watch is unlocked, as long as it stays on your wrist, it does not have to be unlocked again for anything including Apple Pay. I unlock my watch in the morning when I put it on and never see the unlock screen the rest of the day. I use Apple Pay on my watch as well. It would be asinine for Apple to require a passcode every time you use any app on your watch if Apple Pay is enabled.

If your watch kept relocking the way you describe, your band was too loose.
 
Last edited:

SadChief

macrumors regular
Jan 15, 2010
127
67
Montpellier, France
I’m sorry, but this is incorrect. Once the watch is unlocked, as long as it stays on your wrist, it does not have to be unlocked again for anything including Apple Pay. I unlock my watch in the morning when I put it on and never see the unlock screen the rest of the day. I use Apple Pay on my watch as well. It would be asinine for Apple to require a passcode every time you use any app on your watch if Apple Pay is enabled.

If your watch kept relocking the way you describe, your band was too loose.
Thank you very much for your reply! It incited me to try again.
And indeed, now it works as you said it should to. The only difference as compared to my previous attempt was that I did first of all set up a code in my Watch application on my iPhone. I'm not sure if that really mattered, but the most important thing is that now it works without my watch keeping relocking.
Thank you again!
 
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Julien

macrumors G4
Jun 30, 2007
11,279
4,257
Atlanta
Yes and No. If you have left your iPhone at home, or if it's in your pocket and you're reluctant to take it out and open it (which in my opinion defeats the purpose of having ApplePay on one's Watch!), you can still have a look at your AppleWatch home screen indeed, but you have to enter your code every time you want to have access to *any* application by pressing the crown. This is the security "price to pay" for having ApplePay on your watch.
Edit: Even if your Watch is unlocked and you keep it on your wrist, you have to enter the code every time you raise it to wake in order to unlock it again, and again. Finally got tired so I kept ApplePay on my iPhone only.
You only enter the lock code if you take your Apple Watch off or power off. I usually only enter mine once or twice a day at the most. What is the BIG deal and why are you removing your watch (locking it) after you leave home? Unlock with your iPhone before you leave home and keep your watch on YOUR WRIST and you will NEVER need to entry the lock code.
 

tgara

macrumors 6502a
Jul 17, 2012
996
2,763
Connecticut, USA
Apple Pay is one of a handful of features that can be used without phone. Very convenient.

With regard to the passcode issue, as others have indicated, when you put on your watch, you will have to unlock it using the 4 digit code (or unlocking your phone if you have that feature enabled). Once unlocked, the watch should remain unlocked as long as you have it fitted to your wrist, and you should be able to use Apple Pay on the watch without entering any codes. If you find the watch is locking while you are wearing it (little blue padlock at the top), either the band is too loose or you may have a bad sensor on the back.
 
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