It very much depends. As already said: You can only use the files app. Apps cannot be stored on external storage and also app data cannot.
You can store pics or movies on there and play the through the files app. The picture gallery (photos app) is always on the internal storage and cannot access the external storage itself.
External storage on iOS is not anywhere close to what it is on Android devices with TF slot.
Although I'm not a fan of "the cloud", maybe iCloud is a better solution for your depending on what you want to offload from the main storage.