Verizon insurance for IPhone X

[Twintrbo]

did anyone get the Verizon insurance offered on the IPhone X?

Curious on thoughts of Verizon protection bs Apple care? Verizon seems cheaper but you lose the Apple support part.

 

[MatthewStorm]

I read an article somewhere recently that said the Verizon protection was much cheaper and working days the same. I ended up getting it. First time ever for insurance. But I would have killed myself if I dropped $1200 on a phone and then accidentally dropped it.

 

[NemesisR6]

I thought about it, but after further research the deductible on the Verizon protection plan (through Asurion) is $199 for every incident. If you factor in the $11/month cost, over the course of two years you would pay a minimum of $463 for just claiming one incident for repair/replacement.

For Apple Care+, you pay $200 up front and $29 for screens and $99 for anything else. Assuming the same scenario as above, you'd pay $229-299 over the course of those same 2 years.

If you have a second incident in that time frame, it's $664 for Verizon's plan vs. $258-398 for Apple Care+. None of these scenarios factor in taxes.

Even if you go incident free, the Verizon plan is still more expensive ($264 vs. $200).

The only time it becomes possibly more advantageous for the Verizon plan is if you have more than two incidents, as Apple Care + wouldn't cover you beyond that.

 

[cashlion]

Every Apple support person I've spoken with, Genius Bar attendee and those that run their own shop, have said AppleCare+ is the way to go. It costs more but the replacements are always of better quality when compared to those sent out by the carriers. I used to go with AT&T's insurance and had issues with multiple replacements I received from them.

 

[Patrick G]

I thought about it, but after further research the deductible on the Verizon protection plan (through Asurion) is $199 for every incident.

Are you sure about that? I thought the deductible for a screen repair/replacement was much less.