My original plan of getting the iPhone 5 involved having my dad switch from T-Mobile to Verizon and we can create a Family Plan, and that way I'll be able to get the new phone. My dad unfortunately, for me, renewed his contract a few months ago, so he's stuck with T-Mobile for another 2 years. My mom doesn't want a phone, and my siblings already got phones and don't want to join me in a Family Plan. My new plan is this: Get a dumb phone. Sell my iPhone 4. Buy the iPhone 5. And have 2 phones in my own little Family Plan. Problem is, I want to spend as little as possible. I worked for Dave & Busters like 2 years ago, and with them I was able to get a 12% discount from Verizon. I haven't worked with them in 2 years, but I'm still getting the discount, so I'm keeping that on the down low.. I'm getting the discount on my Voice and Data plan. So instead of $39.99, I'm paying $35.19, and instead of $29.99, I'm paying $26.39. Throw in $10 text messaging, and the verizon charges and taxes, and my monthly total comes out to: $76.50. If I get a Family Plan for myself, instead of $69.98 ($61.58), throw in my data discount, and I plan to remove my text messaging plan (since we're getting iMessage), and assuming that the verizon charges and taxes are the same ($4.92), my monthly total comes out to: $92.89 (+$16.39). I hardly talk on the phone, but when I do, it's all mobile to mobile and I come no where near the 450 minutes. I want the 65+ plan. But I'm only 24. Getting the 65+ family plan means I'll be paying $84.09 a month, which is just a difference of $7.59 a month from what I'm paying now (again, assuming that verizon charges and taxes are the same $4.92). Is there a way that to get that 65+ family plan? Does anyone here use it who's under 65?