I was wondering if anyone out there has any experience with the extended warranty through a credit card. My 2011 MacBook Air's 128GB SSD failed. I was outside of the 1 year AppleCare warranty, but was within coverage of my Visa Extended Warranty. My claim to Visa was for about $850, which was the quote that the Apple Store provided for a new 128GB SSD and labor (ridiculously high IMO). Anyways, the claim was approved by Visa, and now I have two options: (1) get re-imbused ~$850 after providing a receipt from Apple that I did pay ~$850 to get a new 128GB SSD in there, or (2) get a ~$850 repair estimate buyout in the form of a credit to my original card. Ideally, I would take the ~$850 credit and repair the drive myself for a couple hundred dollars. The problem, however, is that they *might* want the item (not sure if they want just the SSD or entire MacBook Air) back if I take the credit. My question I pose to you all is, any experience with credit card warranty programs? Have you had to send in your broken MacBook, iPod, etc. to the warranty company after opting for the credit instead of having it repaired by Apple (or original manufacturer, 3rd party, etc.)? Thanks for your time!