VPN app

FyerFyer

macrumors 6502
Original poster
Dec 14, 2015
281
73
hey guys

I have a bit of an issue that I need to solve asap.

I have an Australian bank account and am trying to use my card online whilst I am in Mexico. However the stores I am trying to use will not allow it due to the transaction coming from a Mexican ip.

Is there a way around this? I have heard of VPN's and they are on the App Store but do they really work? If so, can anyone recommend a good, preferably free one?

Thanks guys
 

Floris

macrumors 68020
Sep 7, 2007
2,381
1,472
Netherlands
ProXPN is what I use, it's not free. But they have no speed or traffic limit, and they don't log.
They have a free trial i believe, and if i remember correctly desktop and ios app, and an aussie point (hope they still do, not sure now that they upgraded to ipsec)

Most free ones, you have to ask why are they free.. and do you want to connect and login to a bank overseas risking to submit that data to the 'free' vpn provider? Especially when you aren't home it is harder to provide evidence it is you if something goes wrong.

I'd say browse around and stick to respectable ones, consider a free trial, since you only need it for a limited time anyway
 
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FyerFyer

macrumors 6502
Original poster
Dec 14, 2015
281
73
ProXPN is what I use, it's not free. But they have no speed or traffic limit, and they don't log.
They have a free trial i believe, and if i remember correctly desktop and ios app, and an aussie point (hope they still do, not sure now that they upgraded to ipsec)

Most free ones, you have to ask why are they free.. and do you want to connect and login to a bank overseas risking to submit that data to the 'free' vpn provider? Especially when you aren't home it is harder to provide evidence it is you if something goes wrong.

I'd say browse around and stick to respectable ones, consider a free trial, since you only need it for a limited time anyway
Ah ok thanks

Just to confirm, the suggested app will allow for me to set it to Australia?
 

gaanee

macrumors 65816
Dec 8, 2011
1,341
201
Can VPN apps see your log-in credentials in plain text or is it encrypted? How about for https: sites?
Do they just monitor sites you visit?

ProXPN is what I use, it's not free. But they have no speed or traffic limit, and they don't log.
They have a free trial i believe, and if i remember correctly desktop and ios app, and an aussie point (hope they still do, not sure now that they upgraded to ipsec)

Most free ones, you have to ask why are they free.. and do you want to connect and login to a bank overseas risking to submit that data to the 'free' vpn provider? Especially when you aren't home it is harder to provide evidence it is you if something goes wrong.

I'd say browse around and stick to respectable ones, consider a free trial, since you only need it for a limited time anyway
 

Floris

macrumors 68020
Sep 7, 2007
2,381
1,472
Netherlands
Just how the ISP can do deep packet inspection, or check your traffic, etc. So can a proxy, vpn, tunnel service. etc.
 

Zenithal

macrumors G3
Sep 10, 2009
9,654
10,788
Does your bank not have a method of alerting them that you'll be overseas? All of mine do. I would have thought a former crim... wonderful former British colony would have developed the means of facilitating credit use outside their borders.

I personally use PIA, also known as Personal Internet Access. It's $30-40 for a year depending on when you get it, fast, hassle free and it has no limits. They do not log anything either. I've never heard of Floris' recommendation, but you can bet it's good if he recommends it.
 
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FyerFyer

macrumors 6502
Original poster
Dec 14, 2015
281
73
Does your bank not have a method of alerting them that you'll be overseas? All of mine do. I would have thought a former crim... wonderful former British colony would have developed the means of facilitating credit use outside their borders.

I personally use PIA, also known as Personal Internet Access. It's $30-40 for a year depending on when you get it, fast, hassle free and it has no limits. They do not log anything either. I've never heard of Floris' recommendation, but you can bet it's good if he recommends it.
So it actually seems that it's not the bank but the site/store that blocks it as the iP is different to the home address country.

I'll have a look at PÍA aswell, useful tools to have nowadays
 

Zenithal

macrumors G3
Sep 10, 2009
9,654
10,788
So it actually seems that it's not the bank but the site/store that blocks it as the iP is different to the home address country.

I'll have a look at PÍA aswell, useful tools to have nowadays
There's that too. A lot of the third party payment processors use a variety of technology to verify the purchase to a certain percentage. They used to use MaxMind's API years ago.
 

FyerFyer

macrumors 6502
Original poster
Dec 14, 2015
281
73
There's that too. A lot of the third party payment processors use a variety of technology to verify the purchase to a certain percentage. They used to use MaxMind's API years ago.
Mmm do u reckon the vpn's will bypass that too..?
 

Zenithal

macrumors G3
Sep 10, 2009
9,654
10,788
Mmm do u reckon the vpn's will bypass that too..?
No because no one uses it anymore. Stripe published an article recently regarding fake charges. https://stripe.com/radar/guide

These days, a credit processor can check with the issuer without any human aid and deny a card or allow it. Your credit card number is a mathematical equation, it also holds a lot of data such as the issuer, type of card, account and a checksum type of number set that's a method of verifying the card's validity. In other words, there's more than one method of checking a card. All these are taken into account. A lot of financial sites will use a small form of flash or webRTC to gather data from someone. VPNs and or proxies aren't immune to this. This is favored by nefarious organizations and even governmental ones when the data is en-route to another endpoint. Deep packet inspecting is useless between points, but they're betting on people sending compromising data from one endpoint to another where they can DPI the data. You could disable JS and all plugins, but that takes you back to the early 90s and a lot of sites simply won't function.
 
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