I didn’t think Apple Pay even worked at Walmart stores? Walmart is saying they will surpass Apple Pay anywhere and everywhere Apple Pay can be used.
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Walmart Pay 'Close to Surpassing' Apple Pay in U.S. Mobile Payments Usage
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I didn’t think Apple Pay even worked at Walmart stores? Walmart is saying they will surpass Apple Pay anywhere and everywhere Apple Pay can be used.
Amazon is terrible to work for; don’t fool yourself into thinking it’s better then Wal-Mart on the employee front
A Tim Horton's once upgraded their payment machines after I left the store unhappy that they didn't support Apple Pay. When I came back one week later, the manager came out and literally told me that they upgraded just because I pointed it out.
Well if cardfan doesn't use Apple Pay then it is clearly doomed. It must really suck.
I've had Apple Pay set up ever since it was first released. How many times have I used it? Not even once. It's just not accepted at any places I regularly shop.
I really wanted to try it for the first time yesterday at the Apple Store when I bought the case for my iPhone X. But I thought it would be too embarrassing to even attempt it so I just paid with the CC.
Perhaps if they offered some incentives and it was available in more places I would be more apt to use it, but for now it is essentially useless (for me anyway.
I really wanted to try it for the first time yesterday at the Apple Store when I bought the case for my iPhone X. But I thought it would be too embarrassing to even attempt it so I just paid with the CC.
Perhaps if they offered some incentives and it was available in more places I would be more apt to use it, but for now it is essentially useless (for me anyway.
I believe that is the point. Walmart Pay will have an established base of actual users, not just people who have devices capable of using the system.
Apple Pay is when a) it is actually available and b) it works. It’s hilarious how many store clerks seem surprised when you use it. To echo others in this thread, Apple really needs to promote and incentivize its use.
I'm sure there are many other things Walmart surpass other companies at when they only survey Walmart customers and only count things that are exclusive to Walmart stores. Bit of a clickbait PR press release from Walmart.
How the heck is Apple Pay too inconvenient? Why should Apple be offering you rewards? Wouldn’t that come from your credit card company?
Wal-Mart meh. Family never goes there.
If only Apple could get Costco and Kroger on board, it would blow away Wal-Mart.
If only Apple could get Costco and Kroger on board, it would blow away Wal-Mart.
I agree Apple could do more to promote Apple Pay. It's really easy to use. I don't shop in person much but I usually try Apple Pay. If it doesn't work (not Apple's fault), I'll pull out a card and use that but the more I use it, the more clerks and other shoppers realize they could use it.
Unless the merchant only has the older mag stripe only reader, Square does accept Apple Pay, chip cards and other NFC payments.
Exactly what I saw, but, what they hope the reader skims over.
"in terms of use by shoppers in stores where they're accepted."
Where is Walmart Pay accepted? Walmart.
This article is biased and misleading, trying to make Walmart look better by trying to say Apple isn’t as good.
I actually hadn’t heard of Walmart Pay until now. I don’t shop there...they mistreat their employees and wherever they go they undercut small businesses, making things more difficult for those small businesses. Also, when Walmart was founded it was completely “Made in the USA”. Not at all anymore.
No, NFC works on google, android, and many other secenarios.
The banking industry should be pushing for the super secure payments... and if the retailers don't, put fraud liability back on them and/or raise their fees. They did this with the EMV chip card rollout, and it rolled out much faster.
I disagree. Around me, all major supermarkets, Staples, a gas station, and my coffee shop are all on Apple Pay. Walgreens too, of course, as they were first adopters. And you know that Square supports Apple Pay, right?
Last I checked, there's a reason Apple is even offering it. They make money on it. Why shouldn't Apple offer you some incentive to use their service?
I love using Apple Pay but I'm frustrated that it's just not accepted at very many places--three years after Tim Cook introduced it (at the iPhone 6 event in Sept 2014).
McDonalds, Walgreens, Best Buy, Panera, Trader Joes, plus a handful of other stores I rarely if ever visit. Most of the stores on Apple's "where to use apple pay" list are not located in my area.
Walmart has rejected Apple Pay in favor of its own system, probably to avoid giving Apple a sliver of its gigantic profits. (Apple gets 15/100 of 1% from each Apple Pay transaction, or 15 cents out of every $100.) Other stores have their own contactless pay using their own app - like Starbucks (which also accepts Apple Pay, apparently).
Because contactless pay is fragmented, and not that much more convenient than paying with a credit card, adoption is slow.
If there were a single standard for contactless pay, stores would have more incentive to adopt it, consumers more incentive to use it.
Among single standards, I like Apple's approach. It seems more secure than others (please correct me if I'm wrong here!). Using Apple Pay is super quick--you don't have to open a store's app and then navigate to the app's bar code screen. Apple's fingerprint sensors since the iPhone 6S have been very fast. FaceID is reportedly very fast.
But I don't think there's much chance of a single standard emerging. Google and Apple would have to agree on using compatible technology, which doesn't seem likely. And Apple would have to give up the .15% it earns from Apple Pay transactions in order to make Walmart and others give up their own contactless payment systems in favor of the new standard.
So the best we can hope for is that Apple Pay continues its unfortunately sluggish growth in market penetration.
McDonalds, Walgreens, Best Buy, Panera, Trader Joes, plus a handful of other stores I rarely if ever visit. Most of the stores on Apple's "where to use apple pay" list are not located in my area.
Walmart has rejected Apple Pay in favor of its own system, probably to avoid giving Apple a sliver of its gigantic profits. (Apple gets 15/100 of 1% from each Apple Pay transaction, or 15 cents out of every $100.) Other stores have their own contactless pay using their own app - like Starbucks (which also accepts Apple Pay, apparently).
Because contactless pay is fragmented, and not that much more convenient than paying with a credit card, adoption is slow.
If there were a single standard for contactless pay, stores would have more incentive to adopt it, consumers more incentive to use it.
Among single standards, I like Apple's approach. It seems more secure than others (please correct me if I'm wrong here!). Using Apple Pay is super quick--you don't have to open a store's app and then navigate to the app's bar code screen. Apple's fingerprint sensors since the iPhone 6S have been very fast. FaceID is reportedly very fast.
But I don't think there's much chance of a single standard emerging. Google and Apple would have to agree on using compatible technology, which doesn't seem likely. And Apple would have to give up the .15% it earns from Apple Pay transactions in order to make Walmart and others give up their own contactless payment systems in favor of the new standard.
So the best we can hope for is that Apple Pay continues its unfortunately sluggish growth in market penetration.
Banks are only requiring chip readers, I don’t see any incentive for banks to push for nfc over chip and pin.
I use Walmart Pay quite often. It actually works quite well. I 3D touch on the Walmart icon, authenticate with my finger (now my face) and point my camera at the QR code on the pin pad terminal. It actually works very well. When it first launched, associates didn't know how to process that transaction but I insisted he or she get manager assistance so he or she would learn it. Now that is not so much of an issue and it is a pretty fast solution. Its also more eco-friendly as it doesn't print a receipt. I wish more retailers allowed me to not get a printed receipt and have it emailed or made available in that retailer's app.
I don't get why the US is so behind on credit card payment technology. Tap and pay is available almost everywhere in Canada.
In the US Apple was counting on the fact that because of new Visa regulations that went into effect in October 2016 all companies where going to have to upgrade their terminals. Almost all new terminals manufactured have the required NFC chips. In the US if a company does not have a chip terminal, Visa is holding the company liable for any fraud that occurs. Before last October as long as the signature on the credit card receipt matched the one on file with the card issuing bank, the company that took payment for the card would not be held liable for fraudulent transactions.
Part of the security in the new chip based card (and Apple Pay) is the actual account number is not transmitted to the retailer. A one time use number is sent instead. This makes it very difficult for companies to store your credit card number and develop a lifetime purchase history for you. What Apple was not counting on was that this purchase history data was so important to the retailers that they would decide to accept the liability shift for fraudulent transactions instead of giving up this purchase history data. Even when the retailer has upgraded the terminals they are turning of the chip reader and the NFC capabilities to preserve your purchase history data.
Not in Canada (or other countries) they won’t. I literally spend about $2,000 a month or 95% of my transactions with Apple Pay. None of that at Walmart.
There are lots of “payment” Apps available here, but I refuse to use any of them. For one, I don’t need a bunch of Apps for every store I visit. And two, I’m not letting these stores mine data on my buying habits.
Completely agree. I use ApplePay all over the place. I even used it at a stand-alone air compressor at a gas station when I needed to fill my tires. That felt like the future.
Damn you are lucky, 95% of transactions with Apple Pay! I wish I were that fortunate to have the stores I shop at take AP. What’s even more frustrating is they have the terminals too.
You don't go to Wholefoods? Giant? RiteAid? Some Sunoco stations now have an NFC reader at the pumps. Heck, the place I get my haircut takes it.