So, I'm really wanting the 6s (64gb). Long story short, I'm on AT&T, my 2-year contract won't end until February 2016. I'm grandfathered in a $45 2GB plan, so really cheap monthly payment. I got the 5s, but this summer, dropped the 5s in a lake, so got an unlocked used iPhone 5 for ~$200 from Amazon. The iPhone 5 is crap, but it'll do until the 6s. I'm tired of 2GB, I'm tired of watching my data usage carefully, and I've noticed AT&T's performance slipping in the DC area. Not sure if it's because I'm on the 5, or if it's an issue with the 5, but when I had the 5s before this summer, I did notice a bit more slowness/4G with AT&T vs. full LTE. Might've been a fluke, though. So, it looks like my options are: a) Switch to Verizon and do either the M plan of 3GB for $45/month or L for $60 (plus the line fee and iPhone) Pros: better service Cons: ETF with AT&T would have to be paid (~$350); the total cost monthly would be ~$100 vs. $45 now I'm also confused about the $100 credit for switching/transferring to Verizon. If I were to trade my iPhone 5 in, I'd get $200 with VZW. b) Switch to T-Mobile and do $60 a month for 3GB, plus the iPhone. Pros: T-Mobile will pay my AT&T ETF, no more worrying about data, data stash Cons: service won't be as good as AT&T or VZW (even though T-Mobile is improving), ~$90 a month plus Jump if I elect to get it. Trade-in value of my 5 is shown as $67, too. c) Stay with AT&T and pay $549 for another 2-year contract (halfway discounted mid-contract pricing). Pros: keeping the $45/monthly rate Cons: another 2-year contract lock in, staying with AT&T, still having to worry about 2GB d) Move to AT&T Next (which I am eligible for now). Pros: still keeping the $45/monthly rate; no heavy up-front cost for the 6s Cons: I was told by an AT&T employee that I would be better off keeping a 2-year contract, given my plan, and actually save money. Sprint isn't something I want to pursue. Help! I'm definitely confused and unsure of which the best way to go. I guess I've been spoiled by paying only $45 a month (plus Lifeline). I haven't gone over 2GB yet *knock on wood* but I know with the 6s, I'll be tempted to use more data, especially if WiFi at work/home is slow. Thanks!