I'll start by copying a post I made on another forum over 2 years ago. This is what happens when the woman driving in the right lane just ahead of you decides to try and make a u-turn with out looking for traffic. This happened Saturday afternoon. The cops wouldn't come because there were no injuries, so she didn't get a ticket for failure to yield, improper lane change or anything else, so it is up to the insurance companies to find fault. Within 20 minutes of the accident she calls my insurance, Progressive, and claims I rear ended her and tries to make a claim. I talk to the claims rep and tell him what happens and send him pictures of the damage to show him I did not rear end her. All of this took place before Sunday night. I had yet to get a hold of her insurance company, Rio National, because they are only open Monday through Friday, like 8-7. So I finally call and get a hold of someone to make a claim Monday morning and they said a claims rep would call me within 72 hours. So my Progressive claim has moved from a guy that specializes in rear end accidents to one that specializes in this type and I have talked to both, they have talked to her and are trying to get the ball rolling and I still have a couple days to here anything from her insurance. Then this afternoon her insurance company calls me and says they are denying the claim since she wasn't insured at the time of the accident. She's basically one of the worthless f*&$ing drivers that will pay for their first month, get the insurance card that shows 6 months and just let is lapse. So now I have to make a claim on my insurance, since I can't afford to fix it out of pocket and be out my deductible. I am beyond pissed at this point. I will get a little satisfaction when I mail all of the paperwork to the state claiming she was in an accident without insurance and they revoke her license for up to a year. You can clearly see that I rear ended her. This is the second wreck caused by a woman that I have been in, that the cops didn't come, and the woman didn't have insurance and had kids in her car. ---------- There is finally closure to this story 2 years after it happened. My wife was served last year as she was proceeding to sue me. It finally went to trial a couple days ago and concluded yesterday. I told my insurance company I did not want them to settle this with her and they didn't. She was still claiming she was rear ended, and that she was stopped when I hit her. She was claiming over $5000 in lost income, even though her car was drivable she decided to sell it, $2500 for the truck, and $2500 for pain and suffering for her son that was improperly restrained. Up until last week she would settle for $4500. She even called my insurance and asked how much money we were offering because she hadn't heard from her lawyer. Her lawyer last Friday tried to withdrawal and she died to stop it, and ultimately he did stay on as her counsel. Monday before the trial she said she'd settle for $1500, my lawyer said he had to offer something and offered $750 which she didn't take. So to trial we went. She made herself look bad and had a 3rd story this time. The police report, the deposition and on the stand. It was crazy. I went on the stand yesterday morning and after closing arguments the jury went to deliberate at about lunch. They came back shortly and not only did she loose the 3 cases she had against me, but I won my counter claim and have a judgement against her for about $4000. But i have to hand it to Progressive Insurance, that would stand behind me and rather pay $10000 for the lawyer than give her $1500. It's nice for them to stand up if for nothing more than principle. So here's where i spent the past couple days.