Western Union, what's the point?

Discussion in 'Community Discussion' started by jknight8907, Nov 20, 2009.

  1. jknight8907 macrumors 6502a

    jknight8907

    Joined:
    Jun 14, 2004
    Location:
    Hudson Valley NY
    #1
    I've been seeing a lot of commercials for Western Union, advertising a holiday special that you can send up to $50 for $5. My question, why? Why not mail a check for 44c or whatever it is now. Or buy a money order for $1 or so and mail it?
     
  2. jmann macrumors 604

    jmann

    Joined:
    Dec 8, 2007
    Location:
    bump on a log in a hole in the bottom of the sea
    #2
    Some people like to send money internationally...
     
  3. Nugget macrumors 65816

    Nugget

    Joined:
    Nov 24, 2002
    Location:
    Houston Texas USA
    #3
    Western Union is also "instant." As soon as they've received the funds from you, the recipient can make the withdrawal. In an emergency sometimes you don't have time to wait for the USPS to deliver a check.
     
  4. ucfgrad93 macrumors P6

    ucfgrad93

    Joined:
    Aug 17, 2007
    Location:
    Colorado
    #4
    Agreed. But a 10% fee seems a little expensive.
     
  5. MooneyFlyer macrumors 65816

    MooneyFlyer

    Joined:
    Nov 18, 2007
    Location:
    Boston
    #5
    For people in unusual circumstances 10% may actually be cheap if it saves a few days. For instance, if you were to send a relative a check it would often take 1-2 days to get there and another 2 days to clear their bank. If for some reason they needed that money immediately this would save them 3~4 days or so...
     
  6. rowsdower macrumors 6502

    Joined:
    Jun 2, 2009
    #6
    A big reason for some people is that they don't have checking accounts. Some people are not too averse to paying a high fee for financial services (check cashing, cash advance on checks, etc.), either because they don't know any better or they don't have good enough credit to qualify for better services.
     
  7. bruinsrme macrumors 601

    bruinsrme

    Joined:
    Oct 26, 2008
    #7
    Cmon how else would these internet scammers get your money
     
  8. jemeinc macrumors 6502a

    Joined:
    Feb 14, 2004
    Location:
    South Jersey

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