i think everyone needs to calm down and stop all the speculation and passing of misinformation, bottomline is Apple or ATT have not officially announce all the details regarding pricing of service plans and contract terms/activation, it is all unofficial speculation (even if it comes from people who work for them). even if what the guy is telling you is true, it may change tomorrow because they decide to go a different direction. so far the only thing we know for sure is the iPhone is going to be on ATT and will cost $199/$299. there are no other official announcements, no brochures with rate plans, no terms of service, nothing. it wouldn't surprise me if ATT is still trying to figure out the last details of all of this and it may not even get finalized till the last few days before launch.