I'm currently living out on my own and will be working two jobs soon. I'm going to school next year while I save. Where I'm at with my expenses, one job will be able to pay all of my monthly dues with about 300.00 left to save. I'm in line with another job now and will see about 800.00 on top of that just for savings. So figuring I would want to save about 1000.00 a month over the course of the next year, what are my investment options? I joined Charles Schwab about a year ago to do some investing work but stopped when I saw how ludicrous their fees are. I would like a diversified profile with a medium risk medium gain strategy. A friend of mine works at World Financial Group and has given my some brief run-downs of plans they have. What other companies should I be looking at? Can I do my own investing online manually and save myself the fees? As of now I'm looking at quick short term investments of a year or two. After I get out of school I will be more interested in long term plans as I will (hopefully) be able to save more. With my major lifestyle change as of recent I have this big NEED to invest, not just save money. I don't want to work for money anymore... I want my money to start working for me.