What Bank or Credit Union recommended?

Discussion in 'Community Discussion' started by einmusiker, Mar 21, 2011.

  1. einmusiker macrumors 68030

    einmusiker

    Joined:
    Apr 26, 2010
    Location:
    Location: Location:
    #1
    I'm done with Chase bank, the AT&T of Banks, and their fees and monopolizing.

    What bank offers consumers the best choice? are there credit unions that can compete? I'm in NYC or mid-hudson valley
     
  2. maflynn Moderator

    maflynn

    Staff Member

    Joined:
    May 3, 2009
    Location:
    Boston
    #2
    I'd locate a local credit union in your area. They will provide better service and less fees then any other bank. If that doesn't pan out, look for a local non-national chain bank, for the same reasons.
     
  3. Rodimus Prime macrumors G4

    Rodimus Prime

    Joined:
    Oct 9, 2006
    #3
    I like credit unions. Try to find one that is part of the share branching http://www.cuservicecenter.com/
    What makes that share branching so great is you can access your account at any of the shared branched nation wide. My bank is in Houston yet I was able to deposit and take out money in Dallas at a complete different credit union and all of it for free.
    I got the advantages of both a credit union and national bank.
     
  4. einmusiker thread starter macrumors 68030

    einmusiker

    Joined:
    Apr 26, 2010
    Location:
    Location: Location:
    #4
    anybody have experience with online credit unions?
     
  5. AFPoster macrumors 65816

    Joined:
    Jul 14, 2008
    Location:
    Charlotte, NC
    #5
    USAA is probably the best bank I've ever been with. Hopefully you have a parent that once served or you or your spouse, otherwise you can't get it.
     
  6. ravenvii macrumors 604

    ravenvii

    Joined:
    Mar 17, 2004
    Location:
    Melenkurion Skyweir
    #6
    Not true; you can open a checking/savings account even if you or a parent never served. You need to have served, or have a parent who is an eligible member, to get auto or property insurance.
     
  7. einmusiker thread starter macrumors 68030

    einmusiker

    Joined:
    Apr 26, 2010
    Location:
    Location: Location:
    #7
    Thank you, my father served I'm going to check this out
     
  8. einmusiker thread starter macrumors 68030

    einmusiker

    Joined:
    Apr 26, 2010
    Location:
    Location: Location:
    #8
    Looks likenthe parent had to be a usaa member as well
     
  9. ravenvii macrumors 604

    ravenvii

    Joined:
    Mar 17, 2004
    Location:
    Melenkurion Skyweir
    #9
    Did you read my post? You can get a bank account with the USAA without being eligible for their other services.
     
  10. einmusiker thread starter macrumors 68030

    einmusiker

    Joined:
    Apr 26, 2010
    Location:
    Location: Location:
    #11
    is there a link? on the website when i click sign up for savings account it prompts me to become a member, with the restriction of being military or having a parent that was a member of usaa and having had either insurance or a loan with them....
     
  11. ravenvii macrumors 604

    ravenvii

    Joined:
    Mar 17, 2004
    Location:
    Melenkurion Skyweir
    #12
    USAA Eligibility check out the Other Individuals part.
     
  12. 184550 Guest

    Joined:
    May 8, 2008
    #13
    USAA is certainly the way to go. Their Deposit @Mobile is a life saver.

    Fun Story: I had to get cash out last week. I went to a 5/3 ATM and it charged me a $3 dollar fee. Now, I knew that USAA refunds up to $15 worth of ATM fees at the end of the month but when I looked at my account last night, USAA had refunded the $3 dollar fee almost immediately on the same day.

    That, and their customer service is excellent. I have never had a single issue with USAA.

    OP, I'd recommend you call USAA and they can help you get the ball rolling. They really are more than happy to help in any way they can. Their customer service, again, is excellent.
     
  13. einmusiker thread starter macrumors 68030

    einmusiker

    Joined:
    Apr 26, 2010
    Location:
    Location: Location:
    #14
    Thank you! i just signed up for an account via the link
     
  14. AFPoster macrumors 65816

    Joined:
    Jul 14, 2008
    Location:
    Charlotte, NC
    #15
    Ah, didn't know thought it was military only type of thing.
     
  15. AFPoster macrumors 65816

    Joined:
    Jul 14, 2008
    Location:
    Charlotte, NC
    #16
    As you saw from some above posts on USAA they're awesome. There iPhone app is a life saver, and there customer service is simple the best. My only complaint is no branch to walk into to, but I am fine with that since they always answer my calls if I have questions, and online banking is incredible with them since it's all at your fingertips and no lines to stand in.
     

Share This Page