You buy a 32GB iPhone and you use it for a few months, but you realize you really cannot afford it. What happens then? Does ATT cancel you... or do you basically just have a 32GB iPod Touch with a camera?
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What happens if you cant pay your bill?
- Thread starter AppleNewYork
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That and a hit on your credit rating. Why go throuh all the trouble if you won't be able to keep up the payment?
They will suspend your service after a few weeks and then send you a bill and give you a chance to pay it. If you can then pay it, they will charge you a fee to turn the service back on.
Late payment fees are ridiculous. There's usually a reason people can't pay on time in the first place!
I guess you're referring to your other thread here: https://forums.macrumors.com/showthread.php?p=8083351
If you already know you can't afford it, don't buy it. It wil save you a lot of hassle and cash.
It also goes the same for the bigger MBP in your other thread. If you can't afford it, don't buy it.
Look at the thread in the link.
If you already know you can't afford it, don't buy it. It wil save you a lot of hassle and cash.
It also goes the same for the bigger MBP in your other thread. If you can't afford it, don't buy it.
Look at the thread in the link.
I hope you aren't planning on going delinquent on your bill just to keep your iPhone. Is it worth the damage to your credit score? Is it worth the additional associated late and collection fees?
SIGH - YOU are the reason the economy is in the toilet. Live within your means. Learn the difference between a WANT and a NEED.
No, the collection agency comes by at night and takes the iPhone from you!
Yes, you get to keep the iPhone, unless they want to sue for that. The main thing is you're credit is going to ruined and you're going to end up paying a lot more than the price of an iPhone.
Base plan is $70 without taxes and fees. This can be at least $10 more.
+1
Still doesn't answer the question. If you are thinking of defaulting on your commitment/contract with ATT because you can't afford something - perhaps you shouldn't be looking to buy the most expensive phone on their plan.
It's not just the OPs problem - it's the USA in general. People like to live outside (sometimes WAY outside) their means. While the financial institutions are not blameless - PEOPLE, more than even, have a sense of entitlement and rush to get into something with the hopes they can weasel themselves out of trouble when the time comes....
Sell your iphone on ebay, use that money to pay the amount you owe +ETF and cut your losses. Then get a pay-as-you-go phone.
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