what insurance do you guys use?

Discussion in 'iPhone' started by tbluhp, Jun 23, 2010.

  1. tbluhp macrumors 6502a

    Joined:
    Sep 6, 2006
    #1
    squaretrade any others? I do not have home insurance as I am not in a home so that's not an option.
     
  2. blackjackmark macrumors 6502

    Joined:
    Apr 19, 2010
    #2
    I don't have homeowners insurance either but have a policy through State Farm called a Personal Articles Policy. Cost about $36/year, no deductible, covered for ANY reason.
     
  3. tbluhp thread starter macrumors 6502a

    Joined:
    Sep 6, 2006
    #3
    Can anyone buy it? They have no option to buy online but how much would it cost?
     
  4. splashnader macrumors 6502a

    splashnader

    Joined:
    Jul 1, 2008
    Location:
    Via Satellite
    #4
    I am considering squaretrade. I had Best Buy Mobile Care on my 3GS, but I the monthly rates were a little steep.
     
  5. LimeyBastard macrumors regular

    Joined:
    May 25, 2010
    #5
    I need to look into this too since my old iPhone got ripped off a few weeks ago. I also just bought a new MBP and iPad so if I can get insurance for all three that covers theft then I'll be interested.
     
  6. definitive macrumors 68000

    definitive

    Joined:
    Aug 4, 2008
    #6
    wait, home insurance would cover an iphone if it was to break (accidental/other damage)?
     
  7. blackjackmark macrumors 6502

    Joined:
    Apr 19, 2010
    #7
    Most would but homeowners policies typically have fairly high deductibles ($250 or more) so it doesn't make much sense to file a claim.
     
  8. blackjackmark macrumors 6502

    Joined:
    Apr 19, 2010
    #8
    Not sure. I have a car policy with them but it doesn't hurt to call your local State Farm office or your own car insurance company and see if they offer something similar.
     
  9. djransom macrumors 68040

    djransom

    Joined:
    May 14, 2008
    Location:
    Chi-Town
    #9
    I went with Mobileprotect by Assurion for $12 a month. Most people will complain about the price, but I won't as it covers everything I need it to in case anything does happen to my phone. Different strokes for different folks.
     
  10. tbluhp thread starter macrumors 6502a

    Joined:
    Sep 6, 2006
    #10
    "Good Morning! The Mac would be $30 per year with 0 deductible. We do not offer coverage for I Phones. Thank you."

    From a rep. I thought you can get iphones covered?
     
  11. Travisimo macrumors 6502a

    Joined:
    Dec 22, 2009
    #11
    State Farm's Personal Articles policy is separate from your general Homeowner's policy. It does NOT have a deductible, however I was told a couple of years ago that you could not cover your phone on it. But maybe that has changed? I have a bunch of camera equipment covered, but I would love to add my iPhone, so I'll have to check into this.
     
  12. tbluhp thread starter macrumors 6502a

    Joined:
    Sep 6, 2006
    #12
    Oh. I don't owe a home so I could not get homeowner's policy.
     
  13. bigred7078 macrumors 6502a

    bigred7078

    Joined:
    May 6, 2010
    Location:
    North Carolina
    #13
    I just bought the Square Trade insurance last night. Someone posted a coupon code so it was only $80 and some change for 2 years of coverage!!! Now THAT is a freaking deal :cool:
     
  14. snapper2323 macrumors member

    snapper2323

    Joined:
    May 8, 2009
    #14
    I use the warranty from my Amex card. It doubles the standard Apple warranty and covers the phone fully. Tried once on a dell monitor. They sent me a check for what I spent on the monitor and didn't even want me to send the broken one to them.
     
  15. bigred7078 macrumors 6502a

    bigred7078

    Joined:
    May 6, 2010
    Location:
    North Carolina
    #15
    except the apple warranty does not cover accidental damage...
     
  16. saccento macrumors 6502a

    saccento

    Joined:
    Jun 30, 2008
    Location:
    New Jersey
  17. jw nyc macrumors 6502a

    Joined:
    Jan 31, 2008
    #17
    Squaretrade on a month to month basis. $4.87/mth after coupon.
     
  18. snapper2323 macrumors member

    snapper2323

    Joined:
    May 8, 2009
    #18
    The Amex warranty covers you from accidental damage for 90 days, so i stand corrected on the accidental damage part.
     
  19. joeybuckets macrumors regular

    joeybuckets

    Joined:
    Jan 13, 2008
    Location:
    Brooklyn,NY
    #19
    do u still have that coupon code?
     
  20. treyjustice macrumors 65816

    treyjustice

    Joined:
    Jun 14, 2009
    Location:
    TX
    #20
    use "SLICKPHONE4" It gets you 2 years of squaretrade for 80 bucks
     
  21. Travisimo macrumors 6502a

    Joined:
    Dec 22, 2009
    #21
    Squaretrade is probably the best deal, but I went with Best Buy's coverage for right now. It's $15/mo but there's no deductible, you can cancel at any time, and I really only need 1 year of protection because I'll be upgrading again in a year anyway. No fuss, just take it to the store if something happens and it covers drops and spills too. Yeah, I know it's more expensive, but I did it in the heat of the moment after finding out about all these hardware problems before picking up my phone! ;-)
     
  22. stockcerts macrumors 65816

    Joined:
    Jun 29, 2007
    Location:
    San Francisco, CA
    #22
    I just bought my warranty using the promotional code above.
     
  23. cfairbank macrumors 6502

    Joined:
    Nov 12, 2006
    #23
    Just ordered my squaretrade using the SLICKPHONE4 code. $84 for 2 yrs and covers accidental damage. Well worth it!
     
  24. nippyjun macrumors 65816

    Joined:
    Jul 26, 2007
    #24
    Don't forget that you can refer your friends to squaretrade and get $5 each.

    Don't forget that if you have a squaretrade warranty on a phone that you are getting rid of you can get a prorated amount back.

    I got my warranty yesterday using the 35% off deal.
     
  25. Peanut207 macrumors 6502

    Peanut207

    Joined:
    Mar 2, 2010
    #25
    Does that squaretrade ins. cover lost or stolen phones or is it just accidental damage?
     

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