What insurance will you get for your iPhone 7?

Discussion in 'iPhone' started by gabo864, Sep 13, 2016.

  1. gabo864 macrumors 6502a

    gabo864

    Joined:
    Sep 13, 2012
    #1
    I'm currently with AT&T and they offer insurance not only for one smartphone, but also for your family. I'm debating between Applecare plus and At&t's. I like the fact that At&t covers lost and theft, but I also like that the deductible for cracked screens under Applecare Plus is only $29, I believe At&t's would be about $100. What kind of insurance do you recommend? have any of you had any experience with At&t insurance (submitting claims, receiving your replacement phone, etc)?
     
  2. SumYoungGai macrumors 6502a

    Joined:
    Jun 11, 2013
    Location:
    SF Bay Area, CA
    #2
    I always go with AppleCare+, since I really only trust apple with insurance.
     
  3. MsRandall macrumors 6502a

    MsRandall

    Joined:
    Nov 27, 2011
    Location:
    Bay Area, Ca
    #3
    Verizon - normally- I might go back to Applecare + this time
     
  4. d0hv macrumors regular

    d0hv

    Joined:
    Sep 3, 2015
    #4
    I'll just add AT&T's insurance, when I get the phone.
     
  5. Rangers94 macrumors regular

    Rangers94

    Joined:
    Sep 20, 2014
  6. archer75 macrumors 65816

    Joined:
    Jan 26, 2005
    Location:
    Oregon
    #6
    None. I don't break my phones. Never have. Perhaps i'm just lucky. But if I did it would be applecare.
     
  7. acctman macrumors 65816

    acctman

    Joined:
    Oct 26, 2012
    Location:
    Georgia
    #7
    I'll get Apple care + ... I'll probably call today to get it added before my phone arrives
     
  8. ziggo macrumors 6502

    ziggo

    Joined:
    Jul 11, 2008
    #8
    I get insurance as part of being a Jump On Demand customer through T-Mobile so I'm good
     
  9. Faux-ID macrumors newbie

    Joined:
    Sep 13, 2016
    #9
    If you grab insurance with your carrier, how quickly can you get a replacement? Correct me if I'm wrong, but doesn't AppleCare+ give you a replacement same day?

    I personally grab AppleCare+
     
  10. burntice macrumors member

    Joined:
    Sep 26, 2012
    #10
    Yes same day in store. If you have it mailed a replacement arrives next day. I had a warranty replacement called in after 7pm et and had my replacement at my door step the next day.
    Needless to say I'm a big fan of AppleCare + didn't have to go through any hoops like most insurance carriers.

    For those that aren't considering it keep in mind a cracked screen will pay for it and that coverage is for 2 years. No brainer to me.
     
  11. Ffosse macrumors 6502a

    Joined:
    Nov 5, 2012
    #11
    My bank covers insurance on a variety of electronics.
     
  12. rKunda macrumors 65816

    rKunda

    Joined:
    Jul 14, 2008
  13. KittyToy macrumors 6502

    KittyToy

    Joined:
    Sep 6, 2007
    Location:
    Davenport
    #13
    I see no need to get insurance because if the iPhone 8 really comes out next year then I won't have this one for long anyway. I had every iPhone since the original and I manage to only crack a screen once.
     
  14. Shanghaichica macrumors 603

    Shanghaichica

    Joined:
    Apr 8, 2013
    Location:
    UK
  15. realeric, Sep 13, 2016
    Last edited: Sep 13, 2016

    realeric macrumors 6502a

    realeric

    Joined:
    Jun 19, 2009
    Location:
    United States
    #15
    Creditcard. American Express or Visa Signature Card gives +1 year additional extended warranty. Master Card also give the extended warranty but they might deduct wear and tear.

    Cons: It only covers upto what you paid for with the credit card. lol...
    Cons: Accidental damage is only covered for 120 days (or 90 days depending on the card).
     
  16. blowfish89 macrumors member

    Joined:
    Apr 19, 2016
    Location:
    Pasadena, CA
    #16
    My insurance is a case and a screen protector. Never cracked a cased phone.
     
  17. JayIsAwesome macrumors 65816

    JayIsAwesome

    Joined:
    Sep 8, 2013
    Location:
    Texas
    #17
    Verizon's. Would get apple care if they covered stolen/lost
     
  18. JayLenochiniMac macrumors G5

    Joined:
    Nov 7, 2007
    Location:
    New Sanfrakota
    #18
    Lost/stolen insurance is my hand and pocket. If it's not in my pocket, it's in my hand and if it's not in my hand, it's in my pocket. Pretty difficult to lose your iPhone or have it get stolen that way.
     
  19. cdmoore74 macrumors 68020

    Joined:
    Jun 24, 2010
    #19
    This!
     
  20. Newtons Apple macrumors P6

    Newtons Apple

    Joined:
    Mar 12, 2014
    Location:
    Jacksonville, Florida
    #20
    Never buy Apple care and never needed it. Even if I dropped my phone today I would be ahead.

    If you are the type that does have accidents, insurance can be cost effective.
     
  21. tekjunkie macrumors 6502

    Joined:
    Oct 25, 2013
    #21
    I'm 2 to 3 hours away from an apple store. Is it still viable for me to have apple care? Is apple care transferable??
     
  22. ZipZap macrumors 601

    Joined:
    Dec 14, 2007
    #22
    Check out the carrier deductibles. They are much higher than Applecare.
     
  23. formerpc macrumors 6502

    Joined:
    Apr 15, 2009
    #23
    I have T-Mobile's as it covers not only damage, but loss and theft. I used to always buy Squaretrade, but after a bad experience with them will never buy their services again.
     
  24. MzJanelle macrumors member

    Joined:
    Sep 20, 2016
    #24
    I've used Squaretrade for all my devices (iPhone, iPad, PlayStation, TV). I'm considering Applecare this time around because Squaretrade is now more expensive. I may go ahead and do Squaretrade on my 7+ because when I sell it next year, they will refund he portion of the pan I did not use.

    Decisions...decisions...​
     
  25. csmith1289 macrumors member

    csmith1289

    Joined:
    Oct 10, 2014
    #25
    I don't use AppleCare, but I've heard that they refund the unused portion as well.
     

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