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What insurance will you get for your iPhone 7?

gabo864

gabo864

macrumors 6502a
Original poster
I'm currently with AT&T and they offer insurance not only for one smartphone, but also for your family. I'm debating between Applecare plus and At&t's. I like the fact that At&t covers lost and theft, but I also like that the deductible for cracked screens under Applecare Plus is only $29, I believe At&t's would be about $100. What kind of insurance do you recommend? have any of you had any experience with At&t insurance (submitting claims, receiving your replacement phone, etc)?
 
If you grab insurance with your carrier, how quickly can you get a replacement? Correct me if I'm wrong, but doesn't AppleCare+ give you a replacement same day?

I personally grab AppleCare+
 
Faux-ID said:
If you grab insurance with your carrier, how quickly can you get a replacement? Correct me if I'm wrong, but doesn't AppleCare+ give you a replacement same day?

I personally grab AppleCare+
Click to expand...

Yes same day in store. If you have it mailed a replacement arrives next day. I had a warranty replacement called in after 7pm et and had my replacement at my door step the next day.
Needless to say I'm a big fan of AppleCare + didn't have to go through any hoops like most insurance carriers.

For those that aren't considering it keep in mind a cracked screen will pay for it and that coverage is for 2 years. No brainer to me.
 
I see no need to get insurance because if the iPhone 8 really comes out next year then I won't have this one for long anyway. I had every iPhone since the original and I manage to only crack a screen once.
 
Creditcard. American Express or Visa Signature Card gives +1 year additional extended warranty. Master Card also give the extended warranty but they might deduct wear and tear.

Cons: It only covers upto what you paid for with the credit card. lol...
Cons: Accidental damage is only covered for 120 days (or 90 days depending on the card).
 
Last edited:
Lost/stolen insurance is my hand and pocket. If it's not in my pocket, it's in my hand and if it's not in my hand, it's in my pocket. Pretty difficult to lose your iPhone or have it get stolen that way.
 
Never buy Apple care and never needed it. Even if I dropped my phone today I would be ahead.

If you are the type that does have accidents, insurance can be cost effective.
 
I'm 2 to 3 hours away from an apple store. Is it still viable for me to have apple care? Is apple care transferable??
 
I have T-Mobile's as it covers not only damage, but loss and theft. I used to always buy Squaretrade, but after a bad experience with them will never buy their services again.
 
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I've used Squaretrade for all my devices (iPhone, iPad, PlayStation, TV). I'm considering Applecare this time around because Squaretrade is now more expensive. I may go ahead and do Squaretrade on my 7+ because when I sell it next year, they will refund he portion of the pan I did not use.

Decisions...decisions...​
 
MzJanelle said:
I've used Squaretrade for all my devices (iPhone, iPad, PlayStation, TV). I'm considering Applecare this time around because Squaretrade is now more expensive. I may go ahead and do Squaretrade on my 7+ because when I sell it next year, they will refund he portion of the pan I did not use.

Decisions...decisions...​
Click to expand...

I don't use AppleCare, but I've heard that they refund the unused portion as well.
 
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