Buying with my American Express card, I automatically get a 2-year warranty for free! I also can use my American Family homeowner's policy to create a "personal protection" just for the laptop that covers damage/stolen/anything. It's $13 annually with a $50 deductible. The only thing I'm unsure of is, if I pay the $50 deductible, does that make my entire coverage go up due to filing a claim. Need to research that.
I've used my amex for all big purchases, i don't know anyone that has ever used it for a claim. I wonder if it really works, or if some sort of "devaluation" based upon use or age is introduced, like car warranties.
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Oh, and I agree, the B&H AC is the way to go. I researched, couldn't find it for less.