... treat the cloud like a file system (i.e. hierachical folders) and can only access it through native apps? What happens it I want to store a .zip file on the cloud, a text file, an excel spreadsheet, a powerpoint presentation etc etc. Currently I am a happy camper with all my content stored locally and backed up to USB drives. However I would like: i) an offsite backup ii) syning accross devices iii) ability to access a very small subset of my data form anywhere I am trying to get my head around what iCloud really gives me. I think it really only gives me ii), and iii). I don't think the iCloud helps with i) at all. My conclusion is that nothing for now will give you all three, i.e. you need to combine iCloud with either iDisk (for a year) or DropBox to get all three. Have I missed something?