What kind of data could you protect by using a pass code

I also pass code my phone for the same reasons. I also use the free app called @keeper that provides a secondly lockable place for my account numbers and various passwords. Last thing I want is my phone getting lost or stolen with all my important information. You would have to be an expert to access my phone and most crooks are stupid as a rock.

 

I use 1Password, which encrypts the data and has a password to get into the app.