The refurbished base M4 Mini with 24GB RAM and 1TB SSD seems to be around $1,600 AUD from the screenshot I posted above. I'm not sure when the M5 will come out, but I'm thinking it might even drop in price when the M5 comes out. In the mean time I set up an alert in
https://refurb-tracker.com/ and when it comes in stock I'd get it. I can hardly find a used on on eBay with these specs.
With the hub, I'm thinking that I can be using a
Mac Mini Hub like Satechi which will give me access to NVME drive and SD Card reader which I'd really appreciate. Unfortunately it seems like most of these kinds of hubs are only running on USB 3.0 (10Gbps) instead of TB4. I'll keep looking for a good one, it's a problem for another day. I think there's plenty of these kinds of accessories which I really appreciate.
A common config is 24GB/512GB. Plenty of those around. Perhaps think about that, and buy a 2TB external NVMe in a good TB4 enclosure. Then change your workflow to suit. Bin all the bloat, and offload stuff you rarely use. Your budget is restricting your choices, but alternatively, bear in mind that only an extra $200 outlay for 4 years is only pennies every day - but you’d get what you want.
I bought the base 256/16 Mini to experience the single-core performance, and still am very impressed.
But the second I need more RAM, then I always planned to get a better specced machine, and sell this one. But it has served to dip my toe firmly in the 2025 computing water..
The used market is worth considering. All these machines are just one year old, and many are unused, open-box deals, or someone just hated Mac OS. Mine was from Jan 2025, and used once - immaculate.
Forget Satechi rubbish. Don’t put your Mini on a hub. Keep it away from stuff. 4 silicone feet is all it needs.
Look at OWC and RAZER hubs only. The Razer has a really good PSU, which is important too.
I bought a RAZER Chroma TB4 hub, an OWC 1M2 enclosure, and a 990 Pro 1GB - all were barely used eBay items, for about £320 in the UK.
Think about that Mini’s PSU when you start piling on peripherals.
With OWC and Razer, you can be sure that you are getting a good quality TB4 cable. This is very important.
Satechi, uGreen or whatever - their cables will be dreadful.
Left to right - Mac Mini M4, OWC 1M2/990Pro, Razer Chroma TB4 hub, TB3enclosure with 970 Evo NVMe, USB3 enclosure with 850 Evo SSD.
The SSD is my 400MB/sec Time Machine 512GB drive.
TB3/970 Evo is a 1GB/sec dump and transfer 512GB drive.
OWC 1M2/990 Pro is my 3GB/sec ‘dynamic’ 1TB drive for loading/streaming audio samples and loading/saving projects. It’s faster than the Mini’s 256GB drive.
The internal drive has only system and Apps on it. All associated data and samples are on the external.
I never, ever save anything to the internal 256GB drive - which carries about 117GB - very healthy