In this recession, the word retirement seems like a pipe dream. But anyhow, when do you expect to retire? I did retail for more than 10 years, landscaping for 20, and was a techie for 10. After this, I plan to do accounting and then hang it up for good in my 60s. I think that's fairly realistic even though I see people in their 70s and 80s working, but that seems quite rare. I did know a lady who had a retail china shop and it did well enough that she just kept it open and worked until she was 98. On the other end of things, I know a man whose brother played in the majors and he retired in his 30s, and he pretty much does not need to ever work again after 12 year career in the majors, 200+ home runs, a gazillion rbi's, and NL pennant, and having a played for teams like the Yankees and Phillies.