Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.

DLary

macrumors regular
Original poster
When is Apple supposed to charge your card? I am looking at ordering a new Studio that won't ship until January. The website says my payment will be due now, months before I will receive the studio. I don't really want to pay for the product 3 months before I receive it.
 
Depends on how it's paid for.

If credit card or Apple Card, then it post when it ships. They may put a hold on the amount until then which will show as "pending"....

If lease thru Klarna, starts the month after the expected shipment.
 
In the US a seller is supposed to charge your card when the item ships.
I don't think that's true. I preorder records from UMG (UDiscover, Blue Note Store) and Craft all the time, and they charge my card in full when I order, even if the records don't ship for months.

I have also ordered hifi gear that is BTO, and can takes weeks or even months to produce. I pay when I place the order. Not when it ships.
 
I went to the Apple site and ask a specialist (a real person not an AI bot). I asked "If I buy a M5 Max Studio today, and use my Apple card, do you charge my card today or do you charge it when the item ships?" Here was the answer:

"When you purchase here online we do an authorization check right away, it can look like a few dollars or it can look like the entire purchase, its really up to the system, but you aren't officially charged until it ships out!"
 
  • Like
Reactions: 4sallypat
I don't think that's true. I preorder records from UMG (UDiscover, Blue Note Store) and Craft all the time, and they charge my card in full when I order, even if the records don't ship for months.

I have also ordered hifi gear that is BTO, and can takes weeks or even months to produce. I pay when I place the order. Not when it ships.
As I said "supposed to". I'm sure the rules have changed and many exceptions made over the years.
 
Klarna lease activated after UPS notified me it shipped.

Apple Upgrade lease notification of upcoming October 11 payment due:

Screenshot 2026-09-11 at 06.58.04.png
 
I have a pending charge showing for the full amount. Delivery won't be until January. I will keep an eye on the pending charge status to see what happens to it.
 
Register on MacRumors! This sidebar will go away, and you'll see fewer ads.