So... I've decided to become a "grown up" and buy a house, most likely near May of next year. I should easily be able to save $10,000 or more by then... I was looking at my bank and right now I'm getting 0.60% interest... bleah. INGDirect.com has 4.75% interest on new accounts (which mine would be). So I was thinking about putting it there... has anybody had any experience with them? Is there something better? Should I send the money to that Nigerian guy? Basically I'll be slowly building up $10k or more over the next 12-14 months. I want to do something that has no risk... I'm not into stocks or double your money making ventures. Something simple. Any ideas or is ING a pretty good spot? Also if you have house buying advice that's fine too... I am self-proclaimed home buying noob.