Like the Apple ear buds, the set of built in iPhone apps are a good fit for many people, but certainly not all of us. I personally have yet to use stocks even once. Even more useless than stocks is, IMO, YouTube (especially on EDGE). It's like that stale stick of gum that came in a pack of trading cards. I didn't ask for the gum. I don't need the gum. It's not why I bought the cards, and it pretty much loses its flavor within minutes. So, what iPhone app is your stick of gum?